Private van insurance (SDP – social, domestic and pleasure) covers personal use only. Commercial van insurance covers business use: driving to job sites, carrying tools, transporting goods, and any other work-related journey. If you use your van for any work...
Public hire insurance covers hackney carriages and black cabs that can be hailed on the street or collected from a taxi rank. Private hire insurance covers minicabs, Uber, Bolt, and any pre-booked passenger transport that cannot accept street hails. These are two...
Private health insurance (also called private medical insurance or PMI) is a policy that funds private medical treatment for new, acute conditions that arise after the policy starts. You pay regular premiums and your insurer covers the cost of consultations,...
The licence you need to drive a motorhome in the UK depends entirely on its Maximum Authorised Mass (MAM). A standard Category B car licence covers motorhomes up to 3,500kg. Between 3,500kg and 7,500kg you need a Category C1 licence. Above 7,500kg you need a full...
Life insurance is a contract between you and an insurer: you pay regular premiums and the insurer pays a cash lump sum to your chosen beneficiaries if you die during the policy term. In the UK, the main types are term life insurance (cover for a fixed period) and...
