Compare Cheap Caravan Insurance
Owners of static or touring caravans, motorhomes or folding campers should make arranging caravan insurance one of their top priorities. mymoneycomparison has teamed up with the seopa to offer caravan insurance comparison from a number of insurance brands to help to save time and money.
Caravan insurance policies can vary depending on the type of caravan owned, what is kept in it and how it is used. Seopa works with a panel of insurers that provide insurance for touring caravans, static caravans, folding campers and trailer tents. By working with Seopa we aim to provide a range of products to suit most individual insurance needs. Together we can help caravan owners to find the right caravan insurance policy at the right price so they can enjoy caravanning knowing that the right level of insurance cover is in place.
Insurance for caravans is not a legal obligation for towing on a public road; this is usually covered by a car insurance policy on a Third Party basis. It is important to check with the car insurance company that this cover is included, as there may be exceptions. However, theft is a major concern and caravan insurance can protect against this. According to figures published by the Home Office over 3,000 caravans are stolen every year and with many models costing up to £20,000, failing to have adequate caravan insurance cover can leave owners severely out of pocket!
Types of Caravan Insurance
Caravan insurance is split into three categories – touring caravan insurance, static caravan insurance and trailer tent/folding camper insurance. An explanation can be found below:
TOURING CARAVAN INSURANCE
Touring caravan cover is designed for caravans that are being towed behind a vehicle. The cover available can vary between insurers but could include new for old replacement, third party cover, public liability cover and contents cover. European cover is also usually available but owners should make sure they confirm this if planning a trip to the continent.
STATIC CARAVAN INSURANCE
Static caravan insurance is tailored insurance for caravans that are fixed in one location such as caravan sites or holiday parks. Cover tends to be similar to that offered for touring caravans but exceptions may occur for contents cover, particularly if the static caravan is being used as a permanent residence.
TRAILER TENT AND FOLDING CAMPER INSURANCE
This provides insurance protection for a trailer tent or folding camper that is being towed behind a vehicle. Cover offered is similar to touring caravan cover. Typical exclusions are vermin or mildew damage and protection for personal possessions.