Types of Caravan Insurance
Caravan insurance is split into three categories – touring caravan insurance, static caravan insurance and trailer tent/folding camper insurance. An explanation can be found below:
TOURING CARAVAN INSURANCE
Touring caravan cover is designed for caravans that are being towed behind a vehicle. The cover available can vary between insurers but could include new for old replacement, third party cover, public liability cover and contents cover. European cover is also usually available but owners should make sure they confirm this if planning a trip to the continent.
STATIC CARAVAN INSURANCE
Static caravan insurance is tailored insurance for caravans that are fixed in one location such as caravan sites or holiday parks. Cover tends to be similar to that offered for touring caravans but exceptions may occur for contents cover, particularly if the static caravan is being used as a permanent residence.
TRAILER TENT AND FOLDING CAMPER INSURANCE
This provides insurance protection for a trailer tent or folding camper that is being towed behind a vehicle. Cover offered is similar to touring caravan cover. Typical exclusions are vermin or mildew damage and protection for personal possessions.