Beauty and Salon Insurance
Are you a nail technician? Hairstylist? Beautician? Manicurist or pedicurist? We must say, you’re doing a great job! We value you beyond measure and the society is a better place because of you. But, as you know, bad things happen to good people. This is why you are enjoined to plan ahead. Salon insurance quotes are available online and you can easily take advantage of the offers up for grabs.
You might be tempted to say “why do I need one?” Rather, the question should be, “why don’t you?” when you compare cheap salon insurance quotes, you are open to a wide range of available policies with varying flexibility. This will allow you acquire an affordable beauty and salon insurance without creating a dent in your pocket. Here are some of the covers beauty salon insurance provide.
Public Liability Insurance
For beauty salons, it is important to provide protection against unforeseen accidents which can bring about huge losses to your business. For example, a plugged hair dryer can unknowingly hurt unsuspecting customers. It will cover claims for injury and other accident caused by carelessness or negligence.
Employer’s Liability Insurance
You are legally required to acquire employer’s liability insurance if you have staffs working for you. This is to guard against on-site injuries, accidents, illnesses, or even death. The cover for this insurance is very affordable and you can get cheap salon insurance quotes here.
If you offer services such as eyelash tinting, waxing, etc. You ought to purchase salon treatment cover for your clients. This will ensure that you are covered for any injury or damage which stems from your cosmetic treatment. Cheap salon insurance cover will also ensure that you avoid huge costs of protracted court cases while keeping your reputation intact.