Compare Motorbike Insurance

A motorbike is that vehicle which takes you through routes otherwise inaccessible to cars and other vans. Motorbikes are fun! Motorbikes are cool! However, motorbikes are dangerous. The protection offered is not as exhaustive as that of cars or trucks, hence, the need for motorbike insurance cover.

Insurance is a means of providing financial protection against unforeseen future damages. When you acquire bike insurance, you are insuring yourself against any physical damage which ensues in a traffic accident. Motorbike insurance also provides you with protection against any financial obligation that might arise afterward.

Whether you use your motorbike for trips out the weekend, for daily commuting or for running around, it is necessary that you compare cheap motorbike insurance quotes and cover your bike.

Why You Need Motorbike Insurance

It is a legal requirement to have a motorbike insurance in place for any motorbike you own, even if you have it locked away in your garage. This is according to a regulation stipulated by the Continuous Insurance Enforcement (CIE).

The only exception whereby your motorbike can be left uninsured is when you notify the DVLA via a Statutory off Road Notice (SORN).

If you fail to acquire appropriate bike insurance, you risk incurring a fixed penalty fee of £100 in addition to your motorbike getting seized or crushed. In some instances, you could be charged with further court prosecution and be required to pay a fine of over £1000.

In order to save time and money, you should compare cheap motorbike insurance quotes that suit your budget. This article provides detailed information on the types of motorbike insurance available.

Types of Motorbike Insurance

Third-Party Only Motorbike Insurance

This is the least level of insurance that you can legally purchase. This insurance covers the cost of damage or injury to another person (third-party) alone. This motorbike insurance, however, does not provide cover for you in person.

Third-Party Fire and Theft Motorbike Insurance

Just like the third-party insurance, it covers the cost of damage or injury to another person. However, this bike insurance also covers for theft and damages done to your motorbike by fire.

Comprehensive Cover Motorbike Insurance

This is a complete level of insurance available to motorbike users. This motorbike insurance covers the cost of damages you incur. It also covers your motorbike even if you are at fault. And if a third party is involved it covers them too.

Fire and theft are also included in this Motorbike Insurance. So, if your motorbike is damaged by fire or stolen, the insurance would cover the cost. Normally, comprehensive motorbike insurance used to be very expensive but now you can get affordable covers when you compare Cheap Motorbike Insurance Quotes.

Whether you ride Sports, Classics, or Cruisers you can always Compare Cheap Motorbike Insurance Quotes to get the best that suits whatever it is that you ride.

Compare Cheap Motorbike Insurance Quotes

The following tips would be beneficial in reducing your motorbike insurance quotes.

Security Devices

When you compare motorbike insurance, you will realize that the cost of the premium is lower when you install security devices on your bike. Insurance companies see this as a counter-measure, hence, reduce the cost of the cover.

Size of Engine

The bigger the size of your engine, the higher the cost. You should consider this when you get that Motorbike insurance. As they say, heavy is the head that wears the crown.



Some brokers may display installment options on the results pages, however some do not. Those wishing to use a broker that does not display installment options can click through to their site to see if this is possible.

Certain insurance companies can discount motorbike insurance if a bike is fitted with an alarm or other security device, according to Thatcham, the Motor Insurance Repair Research Centre.

Motorcycle Riders can check with the broker they are buying the policy from as every one differs in terms of the level of cover offered.

Yes, some of the brokers searched via the comparison system can provide cover for riders with convictions.

Yes, a No Claims Bonus or Discount can be earned on a motorbike insurance policy – and riders can check with the individual insurer to see if they can be transferred from a car policy.

Yes, riders must disclose all information relating to any claim in any motor vehicle or the policy might be declared void in the event that a claim needs to be made on the insurance.

Mymoneycomparison and partners Seopa provides a motorbike insurance comparison website which searches and compares deals from brokers that specialise in cover for bikes, amongst other products.

Mymoneycomparison.com as teamed up with Seopa who introduces customers to motorbike insurance providers which searches for motorbike insurance deals across many leading providers. Customers are then able to browse the search results by price and features to find a deal which is suitable for them.