Compare Motorbike Insurance
A motorbike is that vehicle which takes you through routes otherwise inaccessible to cars and other vans. Motorbikes are fun! Motorbikes are cool! However, motorbikes are dangerous. The protection offered is not as exhaustive as that of cars or trucks, hence, the need for motorbike insurance cover.
Insurance is a means of providing financial protection against unforeseen future damages. When you acquire bike insurance, you are insuring yourself against any physical damage which ensues in a traffic accident. Motorbike insurance also provides you with protection against any financial obligation that might arise afterward.
Whether you use your motorbike for trips out the weekend, for daily commuting or for running around, it is necessary that you compare cheap motorbike insurance quotes and cover your bike.
Why You Need Motorbike Insurance
It is a legal requirement to have a motorbike insurance in place for any motorbike you own, even if you have it locked away in your garage. This is according to a regulation stipulated by the Continuous Insurance Enforcement (CIE).
The only exception whereby your motorbike can be left uninsured is when you notify the DVLA via a Statutory off Road Notice (SORN).
If you fail to acquire appropriate bike insurance, you risk incurring a fixed penalty fee of £100 in addition to your motorbike getting seized or crushed. In some instances, you could be charged with further court prosecution and be required to pay a fine of over £1000.
In order to save time and money, you should compare cheap motorbike insurance quotes that suit your budget. This article provides detailed information on the types of motorbike insurance available.
Types of Motorbike Insurance
Third-Party Only Motorbike Insurance
This is the least level of insurance that you can legally purchase. This insurance covers the cost of damage or injury to another person (third-party) alone. This motorbike insurance, however, does not provide cover for you in person.