fbpx
Select Page

Non-Standard Home Insurance

COMPARE  NON-STANDARD HOME INSURANCE QUOTES

Ultimate Guide to Non-Standard Home Insurance

Standardization is a very exhaustive word. For homeowners, a standard house is one built with regular bricks, with a slate or tiled roof. However, bring up non-standard homes and the clarity begins to wane. What makes a house non-standard? How can you get non-standard insurance quotes online? What are the benefits of this insurance? All these queries are aptly addressed here.

What is Non-Standard Home Insurance

Ideally, this is the insurance available to homes which were constructed using unconventional materials or unconventional building practices. Insurance companies have a separate policy for them because they are usually more risky to protect, these homes include, but are not restricted to;

  • Wattle and daub buildings
  • Concrete homes
  • Steel framed build
  • Flat roofed homes
  • Thatched buildings
  • Timber framed buildings
  • Listed buildings
  • High Net Worth Homes

What does Non-Standard Home Insurance Cover?

Content Cover

The building is not immune to fire, vandalism, or any other form of threat. This insurance coverage will compensate you in the event of loss due to any of the factors listed. To enjoy this cover, you should carry out a detailed inventory listing, stating every valuable and the cost. This will enable the insurance company to ascertain the impact of the damage and how to compensate you accordingly.

Structural Damage

Damage can occur to your home at any time, for any reason, without prior information. These damages may be in form of heave, landslip, or even earthquakes. It is important to note that your insurance is fully responsible for the payment and compensation as a result of the damage.

Public Liability Damage

Another very important cover is the protection of others as a result of damage to your property. For instance, if a terrible wind occurs which causes your roof to be blown away, onto the path of a passerby, hitting him on the head. You might be held responsible for the cost of hospital bills, surgery, and other expenses. With affordable non-standard home insurance, however, this is off your neck.

It also covers a host of other properties and you can know more when you compare non-standard home insurance here.

Getting Cheaper Non-Standard Home Insurance Quotes

Considering the fact that non-standard homes are always expensive to insure, you might be interested in getting cheaper deals on your insurance. Here are ways to get it.

Pay Your Premiums Annually

Insurance companies are usually considerate when it comes to giving its clients easy ways to pay for non-standard home insurance. This, sometimes, involves monthly payment. However, you should know that monthly payments are more expensive. So, you can save on your non-standard home insurance if you pay upfront.

Increase Security in Your Non-Standard Home

If you make it difficult for your home to be burgled/ vandalized, the insurance company will reward you handsomely with reduced premiums. This is a very cost-effective method, as you can install a burglar alarm, or simply change the locks. You can also have a safe installed, this is not only effective at deterring thieves, it is also a nice way to store valuables.

Build up Your No-Claims Bonus

Whenever you fail to make a claim on your insurance, you earn a no-claims bonus. The more you continue on this path, the higher your bonus gets, and the lower your premium gets.

Non-Standard Home Insurance 1
Helpful Links: Insurance Associations

ABI –  Association of British Insurers – The Association of British Insurers is the leading trade association for insurers and providers of long term savings. … need to contact their insurer for a Green Card which they will need to carry on them if they wish to drive their vehicle in the EU.

BIBA – British Insurance Brokers’ Association – The British Insurance Brokers’ Association (BIBA) is the UK ‘s leading general insurance organisation.

Get a Non-Standard Home Insurance quote

We Compare

From The Blog

Keep Costs Down When Adding Young Drivers

Keep Costs Down When Adding Young Drivers

Keep Costs Down When Adding Young Drivers Are you getting ready to add a young drivers to your car insurance policy? Be careful to do this in the right way, or you could see your premium climb an extra £5,000 per year.   Car Insurance is Expensive for Young...

Do You Know the Details on Your Car Insurance?

Do You Know the Details on Your Car Insurance?

Do You Know the Details on Your Car Insurance? If you answered that question in the negative, then you’re not alone. In fact, millions of drivers in the UK have no idea about what their car insurance exactly covers!   Startling Survey Results A recent survey,...

Electric Vans for Couriers – a Great Idea

Electric Vans for Couriers – a Great Idea

Electric Vans for Couriers – a Great Idea Electric vehicles are increasing in popularity across the planet. The reason? Because vehicles that run combustion engines are ruining the planet – they are one of the causes of global warmer. In addition, they contribute to...

NHS Warns NHS Staff and Key Workers at Risk of Car Insurance Scam

NHS Warns NHS Staff and Key Workers at Risk of Car Insurance Scam

NHS Warns NHS Staff and Key Workers at Risk of Car Insurance Scam Yet another set of fraudsters are taking advantage of the lockdown and the coronavirus. They seem to be selling false car insurance coverage via social media accounts. IFB chiefs have warned that key...

Subscribe To Our Newsletter

Industry insights and useful posts, guides and more!

Pin It on Pinterest

Share This