fbpx
Select Page

Limousine Insurance

COMPARE LIMOUSINE & CHAFFEUR INSURANCE QUOTES

What does Limousine Insurance Quotes Cover?

Limousines are the hallmark of elegance, comfort, and pride. Affluent individuals and families who are looking to enjoy luxury are often seen purchasing or renting limousines for special occasions. One important factor to consider, though, is that limousines are expensive. The slightest scratch can amount to millions in damages. This brings up the question. “How can I compare limousine insurance quotes?”

Whether it’s a stretch hummer, a Chrysler 300, or a convertible, there are affordable limousine insurance covers you can enjoy. The insurance covers a plethora of options and there are opportunities available for you to compare low-cost insurance quotes.

Personal Injury Limousine Insurance Cover

With this protection, you are covered in the event of an accident which causes injury. The cost of medical bills, surgery, feeding, rehabilitation, the income lost, and even funeral expenses (in the event of death) will be covered. This insurance does not consider who is at fault, everyone gets compensated. However, you need to compare limousine insurance quotes online so as to ensure that you get the correct policy.

Employment Practices Liability Insurance

Even though it is called a limousine insurance (meaning it covers the car), it actually covers the driver and any form of harassment or lawsuit which might arise. If your company or employee gets sued for sexual offenses, harassment, or any case which might smear your name.

Uninsured or Underinsured Cover

When you compare limousine insurance quotes, it is important that you check if there’s a cover which protects drivers who do not have adequate insurance cover to pay in the event of a fatal accident. This cover will then provide compensation for the damages and other outcomes.

Property Damage Liability

It is not unusual to see accidents involving limousines destroying other properties. While on the job, your beloved limousine can wreak havoc to other properties on the road and this might attract legal fees, repair fees, etc. You should compare affordable limousine insurance quotes now and have an idea of the cost of getting premium which covers this.

limousine and chauffeur insurance quote

How to Get Affordable Limo & Chauffeur Insurance Quotes

 

Hire Experienced and Qualified Drivers

Insurance brokers will charge you based on the level of risk you pose. When you employ young drivers who do not have an impressive level of experience, the insurance company assumes that you are risk-prone and that incurs a higher premium. However, when you hire mature, experienced, and qualified drivers, your premium is sure to reduce.

Maintain a Good Credit Score

As earlier stated, the aim of insurance is to mitigate the impact of any liability you incur. However, the protection offered is based on your willingness not to be a liability. A good credit score is an indication of this willingness and you should maintain it.

Mandatory Safe Driving Course for Your Drivers

To demonstrate your commitment to safety, you should make it compulsory for drivers to undertake a driving course which instils safety and proper driving etiquettes. This might seem like a costly investment at first, however, the discount you get when you compare limo insurance quotes will leave you convinced.

Helpful Links: Insurance Associations

ABI –  Association of British Insurers – The Association of British Insurers is the leading trade association for insurers and providers of long term savings. … need to contact their insurer for a Green Card which they will need to carry on them if they wish to drive their vehicle in the EU.

BIBA – British Insurance Brokers’ Association – The British Insurance Brokers’ Association (BIBA) is the UK ‘s leading general insurance organisation.

Get a Limousine Insurance quote

We Compare

From The Blog

Need to Know About Courier Insurance 101

Need to Know About Courier Insurance 101

Comparing Courier Insurance Courier insurance is a type of coverage that you’re legally required to have. It covers the driver as they deliver goods to customers at drop off points. It provides various levels of coverage, depending on the type of policy and insurer’s...

Heavy Goods Vehicle Insurance Guide

Heavy Goods Vehicle Insurance Guide

Are you looking for truck insurance? Then you’ve come to the right place! We’ve created a guide to help you learn more about this type of insurance coverage. We’ve included information on the type of truck insurance, how to find cheaper truck insurance and more! Heavy...

A Buyer’s Guide to Courier Insurance

A Buyer’s Guide to Courier Insurance

A Buyer’s Guide to Courier Insurance With more people choosing to take up work as couriers and delivering parcels, courier insurance has never been more popular or more necessary. Whether you’re looking to earn more income to make ends meet, or you’re starting a...

The Best Bicycle Insurance for 2020!

The Best Bicycle Insurance for 2020!

Are you in need of bicycle insurance? Does it really pay to invest in bike insurance coverage? These are a couple of the questions we’ll review in this article! Also, in this article, you’ll find a list of the best bicycle insurers for 2020! Do You Really Need Bicycle...

Subscribe To Our Newsletter

Industry insights and useful posts, guides and more!