What is Courier Insurance?
Generally, being a courier is no easy task. You are under obligation to your clients to transport their goods safely and efficiently. Even though you might want to rely on your skills and claim that you can assure your customers of safety, it is a legal requirement to get courier insurance. A recent government policy now means that even if your van has been out of use for a long time, it is important you get a form of courier insurance.
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Do I need courier insurance?
If you carry other people’s goods or materials in return for payment, you’ll need courier van insurance. In order to get cheap courier insurance which will not ruin your business, you will need to go compare courier insurance and we offer that service at mymoneycomparison. Businesses such as furniture removers, delivery drivers and leaflet distributors all employ the services of courier for their activities.
Types of Courier Insurance
Comprehensive: This type of courier insurance which covers you for third party, fire and theft. It goes further to cover your courier vehicle if it gets lost or damaged in an accident. This courier insurance is loved by many and offers the most perks. You can get to compare cheap haulage and courier insurance here to have an idea of the range of premiums.
Third Party, Fire and Theft: This insurance cover will pay money to a third party in the event of a loss or damage in which you are legally liable. This type of courier insurance also covers the cost if your courier vehicle is stolen or damaged by attempted theft or fire. The price is also quite exorbitant but gets affordable when you get cheap courier insurance quotes from us.
Third Party Only: This form of insurance will only pay money to a third party who suffers loss or damage which you are responsible for. Here you get the cheapest premium and this is the most basic form of cover for your courier business.
Getting the right courier cover
If your business involves you driving a vehicle for dispatch or delivery, you’ll need to consider a courier insurance. If you think it’s too expensive, don’t worry, mymoneycomparison has you covered. We compare courier insurance in a detailed manner so that you have access to the cheap courier insurance and you can make your pick from a wide array of courier insurance options. This will ensure proper cover for your courier business in case you’re involved in an accident or if your vehicle is damaged or stolen.
Haulage or Courier?
With mymoneycomparison courier insurance quote process, you’ll need to specify whether you need cover for social only, carriage of own goods, carriage for reward or hire, or haulage. The general knowledge is that couriers do multiple drop-offs and hauliers drive a very long distance to deliver a single load. This is, however, not a rule of thumb as different courier insurance brokers go with different definitions.
If you think yours is a courier and the insurance firm confirms that it you have been carrying out haulage work, in the event of a claim, your policy might be rendered invalid. It is always safer to check with your insurance provider in order to ensure that there is an agreement on the cover offered. This is why we advocate that you use our courier insurance comparison to get a decent and befitting courier insurance quote for your business.
What is Included in the Courier Insurance Cover?
Some courier insurance businesses offer you various perks according to the level of your cover. Others don’t. get a cheap courier insurance comparison here to have more information on the courier insurance quotes. Generally, the offer includes;
A guaranteed courtesy vehicle whenever your vehicle is undergoing repairs at one of the approved garage. You can also get access to a nationwide repair network and this includes roadside repairs. For some cheap courier insurance, repairs are also guaranteed. Some premiums also provide covers for drivers’ personal belongings. Also, you won’t get confused courier insurance.
Will one policy cover my fleet of commercial vans?
Normally, for 5 vans and below, you need a separate courier insurance quote for each vehicle. However, if your fleet exceeds this number, get a single commercial fleet insurance policy to cover all vehicles.
Will the size of my van make a difference to my insurance?
If the vehicle you use for your courier service weighs above 3.5 tonnes simple cheap courier insurance will not suffice. Other vans and vehicles that weigh less than this stipulated weight are classified as light goods vehicles (LGVs).
How To Get A Courier Insurance Quote
It shouldn’t take too long to compare courier insurance quotes. You can get it done in minutes. Simply provide us with your information and we will give you cheap courier insurance comparison to get started. Start a quote here.
Whether you’re looking for courier van insurance or delivery driver insurance, we can provide you with options to choose the cover you and your job requirements.
Our highly experienced team of courier insurance specialists work with the top courier insurance brokers so you have a variety of options. Get your courier insurance quote today
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