Compare Cheap Taxi Insurance
Taxi insurance the business of driving taxis or managing a fleet of vehicles for transporting people is as stressful as it can be. It requires you to spend hours in traffic, relate with a myriad of different customers, and still adhere to policies and regulations. Staying safe on the road is not solely dependent on you. There are chances that you might run into a drunk driver, perhaps, an inexperienced one.
For this reason, the government mandates that you have a taxi insurance cover. It is only logical that you provide cheap insurance cover for any business you operate. This will ensure that you are not so affected in the event of an accident. A cheap taxi insurance cover will provide security for you, your passengers, your taxi, and other affected vehicles; depending on the insurance strategy you employ.
At Mymoneycomparison.com, we have a proven track record of working with taxi insurance specialists. We help you source for and compare cheap taxi insurance covers which suit your business needs. We also help you understand the different taxi insurance policies and guide you in taking the right decision for your business.
There are 2 different taxi insurance covers available for your business; private hire taxi insurance and public rental taxi insurance.
Private Hire Insurance
Private hire cabs are not permitted to pick up passengers from the road. To patronize a private hire taxi, you must book an appointment beforehand. As a result of this, they do not show the conventional ‘cab’ sign and they can be mistaken for private cars. Because of the arrangement, insurance cover quotes for private hire taxis cover the driver, the cab, and the passengers.
Public Rental Taxi Insurance
Like private hire taxis, public rental taxis may also be pre-booked. However, unlike private hire cabs, they can stop to pick up passengers wherever they desire. Normally, public hire insurance taxi premiums do not cover the passenger. This is because there is often no record or means to know each and every passenger on board.
Whatever the case, your best bet is to ensure that you get the best deal when you want to compare insurance covers. There are many companies offering these services, and we are here to provide both cheap private hire quotes and affordable public hire insurance covers.
Many taxi insurance brokers will highlight the different cab insurance packages available to you. They include third-party insurance, third party fire and theft insurance, and comprehensive insurance policy.
- Third-Party Insurance This taxi insurance policy provides cover against any damage caused to other road users by you. This is the most basic form of insurance and we help to compare cheap insurance quotes on this online.
- Third Party, Fire & Theft Insurance This is the same as the insurance policy stated above. It, however, goes further to provide security in the event of a fire outbreak or theft.
- Comprehensive Insurance – Like the name implies, this provides a comprehensive insurance for your taxi. Cheap taxi insurance quotes for this policy can be provided by getting a quote here.