Pet Insurance Comparison

Ensure that your pet gets covered early enough as many insurance brokers don’t cover pre-existing conditions. Do well to know the health status of that dog or cat before adopting or buying.

Also, pets that are susceptible to chronic conditions and tumors need to be covered on time. It is important to note that pet breeds influence premium rates as rare breeds are usually more expensive than common ones.

Also if as a pet owner, you can afford to pay your increased excesses, your premiums can be slashed.

Multi-Pet Insurance

If you acquire more than one dog or cat you might want to consider multi-pet insurance for them.

This policy has its own benefit as discounts are accrued to your premium.

Cat insurance

Cats are seen as spontaneous animals. Normally if a pet causes an accident the victim can sue the owner of the pet except if the pet is a cat. Cat insurance is influenced by pre-existing factors which include-age, health status. Sphynx cat has the dearest of premiums, followed by Oriental breeds then Domestic Shorthairs (moggies) are at the other end of the spectrum that has the lowest premium.

Dog insurance

Dogs are amazing creatures so selecting a suitable insurance package for it might be hectic for its owner. If a dog is involved or the cause of an accident, its owner can be sued for damages by the victim. It is important to note that insurance does not cover for behavioral tendencies of dogs.

Horse Insurance

Horse (equines) are large animals that give its owners fun and luxury. Hence it is pertinent to acquire adequate insurance. A horse is capable of endangering itself, its owner or even onlookers. Horses mostly are given lifetime insurance due to its nature.