Modified Car Insurance Comparison
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Modified Car Insurance
Your car is one of the few mobile assets you will ever own, we understand that you want to make it look good. However, aesthetics and elegance shouldn’t make you pay ridiculous amounts in insurance premiums. We are here to help you compare modified car insurance.
Even though modifications to your vehicle might make it look & perform better, standard insurance companies do not care about that. If an accident occurs, you might incur heavy costs for the modifications you make.
Modified Car Insurance FAQs
Why do You Need Modified Car Insurance?
You should understand that standard insurance covers your car as at when it was insured. This implies that the modifications are not included in the conventional car insurance. With time, you might decide to add tire rims, body paint, tinted glasses etc. to boost the performance. If an accident occurs, however, you will bear the brunt of added enhancements alone.
Why? This is because Car insurance companies strictly adhere to the terms of their agreement. If the agreement was to pay for the repainting of a yellow gloss Sedan they are legally allowed to refuse payment if your sedan was modified to have a red color.
Many times, this is because modifications often increase the theft value, or increase the risk associated with driving the vehicle. For example, a car with sweet alloy rims or new paint job looks more appealing to a car thief, doesn’t it? This is what brought about insurance for modified cars. However, when you compare cheap modified car insurance, you will identify the suitable insurance plan for your vehicle.
To prevent any action which will render your cover void, you should get modified car insurance. When you return to your insurer, table every new modification you have in mind before you implement the modification. This way, you can know if it fits their requirement or not.
Looking for Cheap Modified Car Insurance
Generally, a lot of people struggle to find the right kind of insurance for modified cars. Insurance for cars is not easy to estimate; you cannot guess your insurance coverage based on what modification you make because the smallest modification could render your initial insurance invalid.
This is why when you make your mind up about modifying certain aspects of your car, even if it’s as simple as getting a new, high-quality stereo, you need to compare cheap modified car insurance. Your insurer can assess if your car is more at risk based on your modifications. If it is, the premium will increase significantly. This is why it may seem like insurance for modified cars are always expensive.
Reducing Cost of Insurance for Modified Cars
You can reduce the cost when you compare cheap modified car insurance policies. You can also cut back on the price of premium by reducing the risks associated with your modified car. If it is at a risk of being in an accident, reduce your lengthy travels with the car as that will drop the level of risk. You might also consider restricting your travels to a particular state.
Compare quotes for modified car insurances.
You need to compare quotes for modified car insurances from different insurers before you make a leap. They may be few out there that fit your specifications but a comparison would still help you narrow down and make a thoroughly informed choice. In order to get the best and most affordable modified car insurance, start here.
Helpful links
ABI – Association of British Insurers – The Association of British Insurers is the leading trade association for insurers and providers of long term savings. … need to contact their insurer for a Green Card which they will need to carry on them if they wish to drive their vehicle in the EU.
BIBA – British Insurance Brokers’ Association – The British Insurance Brokers’ Association (BIBA) is the UK ‘s leading general insurance organisation.
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