Courier Insurance Quotes

Prices vary depending on vehicle type, mileage, delivery type (parcels, food, same‑day), location, and claims history. Car‑based couriers may pay from around £1,200 – £2,000 per year, while van couriers or high‑mileage drivers may pay more. Goods in transit and liability cover add to the cost.

Standard insurance only covers social or commuting use. Courier insurance includes hire & reward, allowing you to deliver goods for payment. Without it, your insurer can refuse claims.

Yes, but you must declare food delivery. Many insurers offer specific policies for hot food, grocery, and takeaway delivery.

Not automatically. You need goods in transit (GIT) cover to protect parcels against theft, loss, or damage while being delivered.

Courier insurance is available for cars, vans, motorbikes, scooters, mopeds, and electric bikes used for paid deliveries.

Yes, but insurers may charge more for long‑distance, same‑day, or time‑critical delivery work due to increased risk.

Insurers consider:

• Vehicle type and value

• Delivery type (food, parcels, documents)

• Mileage and working hours

• Claims and driving history

• Location and risk level

• Goods carried

Yes, if you carry parcels, packages, or goods. GIT protects items against theft, loss, or damage while in your vehicle or during delivery.

Goods in transit may cover theft, but insurers often require secure locks, alarms, or overnight storage. Leaving a vehicle unattended may void cover.

Yes. Most courier drivers are self‑employed, and insurers offer flexible policies for independent couriers, gig‑economy drivers, and subcontractors.

Yes. You can be covered for multiple apps (e.g., Amazon Flex, Evri, DPD, Deliveroo, Uber Eats) under one policy, as long as you declare them.

Not automatically. Public liability protects you if you injure someone or damage property while delivering. Many couriers add it for extra protection.

Yes. Insurers can cover leased, financed, or rented vehicles used for courier work, including short‑term hire vans.

Some goods in transit policies include high‑value items, but limits vary. You may need specialist cover for electronics, jewellery, or medical equipment.

Yes, but premiums are higher. Some insurers require drivers under 25 to have additional experience or training.

Not automatically. You can add breakdown cover, including roadside assistance and onward travel, which is essential for time‑critical delivery work.

You’ll typically need:

• Driving licence

• Claims history

• Vehicle details

• Delivery type (food, parcels, etc.)

• Mileage estimates

• Platform or employer details

Yes. Most insurers offer monthly instalments through finance agreements.

You can lower premiums by choosing a smaller vehicle, limiting mileage, improving security, maintaining a clean driving record, and comparing quotes from specialist courier insurers.

ABI –  Association of British Insurers – The Association of British Insurers is the leading trade association for insurers and providers of long term savings. … need to contact their insurer for a Green Card which they will need to carry on them if they wish to drive their vehicle in the EU.

BIBA – British Insurance Brokers’ Association – The British Insurance Brokers’ Association (BIBA) is the UK ‘s leading general insurance organisation.