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Removal Company Insurance

Hire & Reward Cover For Removal Companies or Furniture Removal Companies From A Single Insurance Policy or A Fleet of Removal Vehicles

Removal Company Insurance UK Price Comparison
Removal Company Insurance UK Price Comparison

Get started with your Removal Company Insurance Quote

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Removal Company Insurance UK Price Comparison

Compare Removal Company Insurance Quotes

Things can happen when moving furniture and belongings from one place to another. Dents, scratches, broken items are all quite common. However, if you have a removal company, you’ll need to protect yourself, your business, employees, and customers against removal issues. This is why it’s a good idea to buy removal insurance.

If you’re searching for the right removal company insurance cover, you’ve come to the right place. We offer business insurance quotes from our panel of specialist insurance brokers in the UK. Our brokers provide competitive quotes for their policies and provide complete quotations that include all the information you need to make an informed decision.

Different Types of Courier Insurance Products


Bike Courier


Courier Service


Scooter Courier


Car Courier


Moped Courier


Courier Liability

What is a Removal Insurance Policy?

Removal insurance has been specially created to cover removal companies as they work. Removal companies typically work year-round. Many businesses and individuals move every day! Removal insurance policies are designed to cover accidents, problems, and injuries caused while providing removal services. Having the right cover is essential to protecting your business from expenses that could result from serious situations. Without removal company insurance, you and your company could face stiff out-of-pocket claims that could put you out of business.

As you shop for the right removal company insurance coverage, consider the size of your business and the number of vehicles you have in operation. It’s imperative to have the right level of insurance; underinsuring your business may not receive value for the money you pay out for the policy.

Couriers Hire and Reward Insurance Policy Can Include:


Flexible Monthly Payments


24hr Claims Helpline


Windscreen Cover


Accident Support / Replacement Vehicle


No Claims Discount / Protected NCB


Hire & Reward Cover


Introductory Prices


Comprehensive Cover

Removal Company Insurance UK Price Comparison

Removal Company Insurance FAQs

Who Needs Removal Company Insurance?

Any business that provides removals and deliveries needs this type of insurance. It’s necessary to have the correct type of insurance, as the removal trade faces its own risks. So, it’s essential that your removal company has the proper insurance and the right level of cover to keep your business protected.

The law requires all removal companies to have commercial van insurance to protect others on the road. In addition, removal companies need to consider goods in transit/storage insurance. If not, what would happen if a customer’s possessions were damaged? Your company could be hit by a huge claim for compensation!

Why Does a Removal Company Need Removal Company Insurance?

Removal companies need removal company insurance; this is a specific form of liability insurance. Liability insurance offers protection for legation actions taken against the company in the event of a personal injury or property damage that arises during the operation of your business.

Claims of this nature can be pretty expensive to pay if a business is found legally liable. The cases are also costly to defend in court. Removal company insurance is there to protect your company against losses. It provides insurance awards for claims that may be made against your company and pays legal fees for claims.

What is Covered by a Removal Company Insurance Policy?

There are basically two types of liability insurance that covers removal businesses, including:

Public liability Insurance: protects your business against claims made in case you’re found liable for injury or damage during the course of your business activities. Public liability insurance also protects you against claims made against you from the sale or supply of a product.

Employers Liability Insurance: protects you against claims made against you by employees. It protects you against disease, death, or injuries an employee suffers during their employment.

How Much Does Removal Company Liability Insurance Cost?

The cost of your premium depends on several factors that are based on the risk your company presents to an insurance provider. For instance, working in a hazardous location can increase your premium.

Another factor is the number and type of vehicles you need to insure and the number of employees you have. In addition, if you’ve had claims made against you in the past, your premium could be higher.

Are There Policy Add-Ons Available for Removal Company Insurance Policies?

In addition, you may find some policy add-ons valuable protection for you and your business. These can be combined with your removal company insurance cover.

Your policy may include:

  • Property damage
  • Business interruption
  • Roadside assistance & replacement vehicle
  • Tools in Transit
  • And more
How Much Removal Company Insurance Do I Need?

The indemnity limit is the highest amount an insurance provider will pay for a single claim. Though, in some cases, this may be the highest amount the provider pays in a year. The limit is determined by your insurance requirements.

The most common limits are £1M, £2M, £5M, and £10M; however, there may be other limits available for removal companies. It depends on the insurance providers and the removal company insurance policies they provide. Choosing the proper limit means considering how much may be required based on the type of work your business does. However, most contracts stipulate the amount of insurance you must carry.

When it comes to employers’ liability insurance, the legal minimum is £5M, though most policies usually have a minimum of £10M or more.

What is the Excess on Removal Company Liability Insurance?

The policy excess is the amount of money you must pay for each claim against on your policy. In this case, the policy excess usually applies to property damage claims under the public liability insurance. The level is usually about £250 to £500.

There’s no policy excess for claims against personal injury under the public or employers’ liability insurance policies.

Do I Need Removal Company Insurance Coverage?

Yes, if you run a removal company and transport customers’ belongings, you need to have removal insurance. If not, will you be able to pay out-of-pocket for claims against your business? If not, you must have removal company insurance to protect your business, yourself, your employees, and your customers

How Much Does Removal Company Insurance Cost?

Removal Company insurance premiums are based on several factors. There’s no one set price. For instance, your premium may be based on the number of vehicles your business operates, the number of employees, and more.

Each insurance provider will ask you several questions about your business. Your answers will determine how much the insurance premium costs. The insurer bases their quote on the information you provide.

While it may be tempting to “fudge” on some answers, it’s imperative to provide correct information. If an insurer later finds you’ve given the correct information, you could lose your coverage altogether

Helpful Links

ABI –  Association of British Insurers – The Association of British Insurers is the leading trade association for insurers and providers of long term savings. … need to contact their insurer for a Green Card which they will need to carry on them if they wish to drive their vehicle in the EU.

BIBA – British Insurance Brokers’ Association – The British Insurance Brokers’ Association (BIBA) is the UK ‘s leading general insurance organisation.

How to Compare Removal Company Insurance Policies and Get a Quote?

If you’re looking for quotes on removal company insurance cover, you’ve come to the right place! We make it easy for you to compare insurance policies in one place. You can request and receive quotes to compare policies and premiums from our esteemed removal company insurance brokers. They’ll help you find the right insurance policy at a great price for your business!

All you have to do is answer a few questions on our simple form, then hit enter! You’ll receive several quotations from our specialist partners and insurance brokers in only a few minutes. And if you have questions, don’t hesitate to reach out to our insurance providers to discuss their insurance policies and premiums.

With MyMoney, it’s fast and easy to receive comparison removal company insurance quotes! We’re here to ensure you find the best policy at an affordable price for your business

Get started with your Removal Company Insurance Quote

Online Quote