What is Horse insurance?
Whether you are a horse lover or not, you will agree that horses are wonderful creatures. With their strength, beauty, and well-developed sense of balance, these animals are a delight to their owners.
The cost of owning a horse has increased over the past decades, simultaneously increasing the cost of equine and pony insurance. For this, a lot of people need to compare cheap horse insurance quotes. Do you need a little help understanding how to go about it? You’re in luck.
Cost of Cheap Horse Insurance
Even though you might view horse insurance as a large investment now, the dividends will pay off sooner or later. Horse insurance cover means that your horse is guaranteed coverage for medical treatment, checkups, surgeries, accidents, theft, etc. depending on the cover you choose. If your horse is particularly expensive, it might be wise to state this when you compare horse insurance quotes. This will give your broker an idea of the worth of your horse.
As a horse lover and owner, losing your horse can be very devastating emotionally and financially. To save yourself the pain, a horse, equine and pony insurance is of utmost importance. There are different horse insurance covers available, some pay you the total value of your horse when she dies while others help with medical bills and treatments when she is sick, so it’s left for you as a horse lover and owner to consider which one is a cheap horse insurance policy.
Types of Horse, Equine and Pony Insurance Policies
As a horse owner who wants to ensure his horse, you must always remember that to compare horse & Pony Insurance quotes, there are some factors to be considered. They are; your location, value of your horse, and your personal income. With these factors accurately considered, getting horse insurance quotes online would not pose a challenge.
There are different horse & pony insurance policies you can choose from, they are detailed below.
Major Medical Horse Insurance
This Horse, Equine and Pony insurance policy covers veterinary visits, medications, and treatments associated with injury or illness. Now when a trip to the veterinary doctor costs a fortune, you might want to compare cheap horse insurance quotes before a disaster occurs.
Surgical Horse Insurance
This insurance policy covers the cost of surgeries for your horse. Surgeries are normally expensive due to the cost of the procedures and sophisticated equipment. When you have cheap horse insurance in place, you enjoy the benefit of freedom.
Full Mortality Horse Insurance
This horse insurance policy is for horses between the ages of 0-15 years. When you are covered by this horse insurance policy, you are paid the value of the horse if she dies, or if she is stolen.
Limited Liability Horse Insurance
You are not required to have medical or surgical insurance in place to enjoy this insurance. Under this horse & pony insurance policy, the horse owner is reimbursed with the value of the horse in case of death by accident, illness or any other specified cause or reason.
Personal Liability Horse Insurance
Horses can be quite dangerous if not properly handled. With this horse insurance policy, when your horse accidentally injures a person or damages your neighbour’s property, the insurance company covers the cost of the injury and damage.
We are here to make the process seamless and stress-free. To compare horse insurance quotes online and get results instantly, click here.
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