Legal

Terms and conditions

Please read these terms before using our website. By using the site, you accept them.

These terms govern your use of www.mymoneycomparison.com. They explain how our comparison service works, what you can expect from us, and what we expect from you.

1. Definitions and use of our website

• 1.1"you" and "your" mean the person who proposes to use, or is using, the website.
• 1.2"we", "us" and "our" mean MyMoneyComparison.com and its owner, MyMoneyComparison.com Ltd.
• 1.3"website" means the site located at www.mymoneycomparison.com.
• 1.4"product or service provider" means the manufacturer, supplier, distributor or provider of any service or product advertised on this website or made available via the website.
• 1.5"quote" means a price provided by a product or service provider for comparison with other quotes, based on the information you have provided. In providing you with a quote, we cannot guarantee the availability of the product, the service or the price set out, as you will need to deal with the product or service provider directly to make a purchase.
• 1.6You are permitted to use our website for your own purposes, and to print and download material from it, provided that you do not modify any content without our consent. Material on this website must not be republished online or offline without our permission.
• 1.7The copyright and other intellectual property rights in all material on this website are owned by us or our licensors and must not be reproduced without our prior consent.
• 1.8Subject to paragraph 1.6, no part of this website may be reproduced without our prior written permission.

2. Visitor conduct

• 2.1Except for personally identifiable information, the use of which is covered under our Privacy Policy, any material you send or post to this website shall be considered non-proprietary and not confidential. Unless you advise us to the contrary, we will be free to copy, disclose, distribute, incorporate and otherwise use such material for any purpose.
• 2.2When using this website, you must not post or send to or from it any material for which you have not obtained all necessary consents; that is discriminatory, obscene, pornographic, defamatory or liable to incite racial hatred; that is in breach of confidentiality or privacy; that may cause annoyance or inconvenience to others; or that encourages or constitutes conduct that would be a criminal offence, give rise to civil liability, or is otherwise contrary to the law in the United Kingdom.
• 2.3You must not misuse our website by knowingly introducing viruses, Trojans, worms, logic bombs or other material that is malicious or technologically harmful. You must not attempt to gain unauthorised access to our website, the server on which it is stored, or any server, computer or database connected to it.

3. Site uptime

• 3.1We take all reasonable steps to ensure that this website is available 24 hours a day, 365 days a year. However, websites do sometimes encounter downtime due to server and other technical issues, so we will not be liable if this website is unavailable at any time.

4. Links to and from other websites

• 4.1Any links to third-party websites on this website are provided for your convenience only. We have not reviewed each third-party website and have no responsibility for them or their content. The operation and content of those websites are determined by those third parties and governed by separate terms and conditions. We do not accept responsibility or liability for the content of any third-party website, as it is outside our control.
• 4.2If you would like to link to this website, you may only do so on the basis that you link to, but do not replicate, any page on this website, and that you do not in any way imply that we are endorsing any services or products unless this has been specifically agreed with us.
• 4.3If you choose to link to our website in breach of paragraph 4.2, you shall fully indemnify us for any loss or damage suffered as a result of your actions.
• 4.4You may wish to take the following steps when purchasing a product or service from a third-party website:
• 4.4.1Read and make sure you understand the terms and conditions of their website, and the terms and conditions of any product or service you might be agreeing to with them;
• 4.4.2Clarify or check your understanding of relevant terms and conditions by seeking independent advice, for example if the proposed transaction is of significant financial value to you, or your insurance criteria are particularly unique or high risk; and/or
• 4.4.3We regularly check that all our partners are regulated. However, if you wish to check that the insurance provider you are dealing with is regulated, for example by the Financial Conduct Authority, you can do this by checking the Financial Services Register at register.fca.org.uk.

5. Exclusion of liability

We take all reasonable steps to ensure that the information on this website is correct. However, we do not guarantee the correctness or completeness of material on this website. Neither we nor any other party (whether or not involved in producing, maintaining or delivering this website) shall be liable or responsible for any kind of loss or damage that may result to you or a third party as a result of your or their use of our website. This exclusion includes servicing or repair costs and, without limitation, any other direct, indirect or consequential loss. We are not responsible to you for:

• 5.1Any reliance you may place on any material or commentary posted on our website. Nothing on our website or in the material published on it is intended to amount to advice on which you should rely; or
• 5.2Any losses you suffer because the information you put into our website is inaccurate or incomplete; or
• 5.3Any losses you suffer if the information you put into our website is accurate, but the product or service provider's website has not reflected it accurately because its system is not working correctly; or
• 5.4Any losses you suffer if you misrepresent any fact that may influence the product or service provider's decision to accept the risk or the terms offered; or
• 5.5Any losses you suffer because you cannot use our website at any time; or
• 5.6Any losses you suffer through connecting to any linked third-party websites, or any statements, information, content, products or services published on, or accessible from, any linked third-party website, and we do not guarantee that they are free from viruses or anything else infectious or destructive; or
• 5.7Any errors in, or omissions from, our website; or
• 5.8Any losses you may suffer by relying on any commentary, postings or reviews (of our services or those of our partners) on our website; or
• 5.9Any losses or damage caused by a distributed denial-of-service attack, viruses or other technologically harmful material that may infect your computer equipment, programs, data or other proprietary material due to your use of our website, or your downloading of any material posted on it or on any website linked to it; or
• 5.10The privacy policies and practices of other linked third-party websites, even if you access them using links from our website; or
• 5.11Any unauthorised access or loss of personal information that is beyond our control.
• 5.12This website is directed only at UK residents, and nothing within it or these terms and conditions constitutes an offer or promotion of a service or product to persons outside the United Kingdom. We make no warranty or representation that the services we offer are available or appropriate for use outside the UK. If you choose to use our services outside the UK, you do so at your own risk, and it is your responsibility to ensure that you comply with any applicable local laws.

6. How we are paid

The use of our website is free. However, if you purchase a product or service from a third-party provider, MyMoneyComparison may receive a small commission.

7. Product and service obligations

We will provide you with quotations based on the information you give us. Where we ask questions to help source quotations, you are responsible for the following.

• 7.1To accept a quotation provided by us, you will need to link to the underlying product or service provider's website and retrieve your details, or, where applicable, contact them by phone.
• 7.2Before purchasing a policy, it is extremely important that all the information the product or service provider holds on you is accurate. You should therefore ensure that all information you provide to us is complete and accurate. Neither we nor any product or service provider will check this information for you. Failure to do this may make your insurance invalid or increase the cost of the policy.
• 7.3It is important that you read the product or service provider's terms and conditions to check that you understand and agree with them. Their terms are not the same as ours, and they are the terms you agree to when you accept a quotation.
• 7.4It is important that you read all insurance documents issued to you and make sure you are aware of the cover, limits and other terms that apply. Failure to comply with the product or service provider's terms and conditions could invalidate your policy.
• 7.5You should also check that all your details on the policy documents are correct, including any assumptions made on your behalf by the product or service provider. It is your responsibility to notify them. Failure to inform the product or service provider of any errors or missing information could invalidate your policy.
• 7.6Where you provide information about any other individual (for example, a named driver), you confirm to us that you have their authority to do so.

8. Comparison and online quotes

• 8.1We do not control the price, length of offers, or special conditions relating to price comparison quotes; these are set by product or service providers. If you obtain a quote and would like to see how long it is valid for, or any special conditions relating to it, please click through the links on our website to the provider's website. Providers' prices, rates and offer times are updated and amended regularly, so our price comparisons are subject to change.
• 8.2To purchase any of the products or services described on our website, you must contact the product or service provider. When a price is shown on this website, you will also find a direct link to the provider's website. For some products or services, you may need or choose to complete your transaction over the telephone. The product and contact details of the provider are listed on their website, or in some cases on ours.
• 8.3You should receive the results of our price comparison technology online through our website. However, we rely on the availability of third-party sites and their server performance. At certain times, some or all online quotes may not be available due to problems with third-party websites. Wherever possible, we will try to notify you of this.
• 8.4While we strive to provide as comprehensive and easy-to-use a service as possible, the requirements for your quote may not be met if they are unusual, non-standard or high risk. If this is the case, you should contact a provider directly to discuss your requirements.
• 8.5All prices quoted are inclusive of Insurance Premium Tax (IPT) where applicable. This is a levy on insurance premiums set by the UK Government. The amount charged by insurers could change if IPT rates are amended by the Government at short notice.

9. Offline quotes

• 9.1If a product or service is not live for the online price comparison, your details are sent to the providers whose criteria you match, who will contact you directly so you can obtain a competitive quote. Your details may be sent to no more than three providers on our panel. When completing any quote request form, you will have confirmed that you are happy for brokers or service providers to contact you with a quote or price, and your details will be passed to them so they can do so. We may receive a small fee in return. If you do not want brokers to contact you, you can let us know and we will pass this request on to the selected brokers or providers.
• 9.2All prices quoted are inclusive of Insurance Premium Tax (IPT) where applicable. This is a levy on insurance premiums set by the UK Government. The amount charged by insurers could change if IPT rates are amended by the Government at short notice.

10. Complaints

We set ourselves very high standards and do our utmost to maintain them in everything we do. In the rare situations where you feel those standards have not been met, we would like you to tell us, as this is the only way we can improve our service.

Our office opening hours are Monday to Friday, 9am to 5.30pm, excluding bank holidays. Calls may be recorded for training, quality and monitoring purposes.

This page was last updated in April 2026.