Compare Static Caravan Insurance
What is Static Caravan Insurance?
Some caravans are mobile, some are not easily moved around. Whether it is a movable or static caravan, there are insurance covers available for you. Static caravan insurance is a cover provided to permanently sited caravans.
Normally, the insurance cover provided is similar to that of a home insurance due to certain installations like electrical and plumbing solutions. There are various reasons to get a static caravan insurance, with the prominent one being the security it offers against theft, vandalism, storm, and other unforeseen happenings.
Why do You Need Static Caravan Insurance?
According to the legal requirements stipulated by the government, static caravan insurance is not a must. Although, holiday parks generally request for a modicum level of cover and this is the caravan liability insurance. That aside, there are a thousand and one reasons to compare cheap static caravan insurance quotes and purchase them.
Apart from the fact that you are excluded from bearing the burden of any disaster which occurs, you are also confident of storing valuables and essentials in your caravan; basically, making life more enjoyable for you. For instance, if you compare static caravan insurance quotes online now and get a suitable cover, you are more likely to install heating systems, have a PC, etc.
How to Compare Cheap Static Caravan Insurance
There are certain factors which are to be considered when it comes to getting cheap static caravan insurance cover. One major consideration is the market value of the caravan. If you have extra add-ons such as decking, veranda, etc. these will also impact the cost of static caravan insurance. Discussed below are some of the effective methods by which you can reduce the cost of insurance cover you purchase.
Install Security Features
There are several ways by which you can beef up the security of your static caravan. One prominent method is to install UPVC locks or alarm systems, you can get up huge discounts on the cost of insurance. Also, you are protecting yourself & your properties by having this extra layer of security in place.
Payment of Excesses
Excesses are payments made to the insurance company prior to a claim made. For some companies, this excess is waived, while other companies enforce payment. Whichever the case, when you pay increased excesses, the premium you eventually pay is reduced.