Knaus Caravan Insurance

Fewer workshops handle continental vans than British ones, so it is worth asking whether the policy uses an approved network and whether you may nominate a specialist instead. The answer affects how long the van is off the road.

On the cost of replacing an equivalent van as specified. Well-equipped continental models can be worth more than the age suggests, and that is where a sum insured quietly falls short.

Yes, and many owners do, but declare it. There is normally a limit on days abroad in a policy year, and cover has to be in place before you travel rather than arranged afterwards.

Common items yes, through dealers and the caravan trade, though something unusual may take longer than it would on a British van. It is another reason to settle the repair route early.

Yes, as on every caravan whatever its origin. Gradual ingress is a maintenance matter rather than an insured event, so a documented annual damp check is the practical protection.

It does. A caravan is stationary for most of the year, so where it stands and what protects it there outweighs the badge on the front by a wide margin.

A hitchlock and wheelclamp as the minimum, with an alarm or tracker often asked for on higher-value vans. Whatever you declare becomes a condition, so declare what you actually use.

Only for third-party liability while the caravan is hitched up and moving. Damage to the caravan itself, theft of it and anything that happens while it stands on a pitch or in storage all need a caravan policy of their own.

While the van is young enough to qualify, yes. It replaces a written-off caravan with an equivalent new one rather than paying what a used example was worth, and the gap between those two figures is usually considerable.

Because a caravan spends most of the year standing still. Where it stands, and what stands around it, is the single biggest factor in the price after the value of the van itself.

Almost never. Water arriving gradually through seams and seals is treated as maintenance rather than a sudden event, and it is the commonest reason a caravan claim fails.

A hitchlock and a wheelclamp at the very least, used every time the van is left. On higher-value vans an alarm or a tracker is often asked for too, and whatever you declare becomes a condition of the theft cover.

Many owners do, and it is accepted, though a graded storage site usually prices better. What matters is describing the actual arrangement rather than the one you intend to move to.

It does. Age decides whether new for old is available, it affects the parts position, and on older vans an agreed value is often the sensible route. It does not make a van uninsurable.

Usually anybody you permit, subject to the terms, but check the age and licence conditions. Towing entitlement on the driving licence depends on when the driver passed, so it is worth confirming.