Leisure insurance
Auto-Sleeper Motorhome Insurance
cover for a British marque that builds both coachbuilt motorhomes and van conversions
Cover for an Auto-Sleeper motorhome, built in Worcestershire. Whether yours is a coachbuilt or a conversion changes the value and the storage question, and both feed the rating alongside the mileage and the drivers.
- Built in Worcestershire
- Coachbuilt and conversions
- The two price differently
- FCA authorised and regulated
Quick answerAuto-Sleeper builds in Worcestershire and does two quite different things: coachbuilt motorhomes with a body constructed onto a chassis, and conversions that keep the original van shape. Which of the two you own changes the value, the size and where it can realistically be stored. Tell us the model and where it is kept, and specialist UK brokers can come back with quotes.
New to motorhome cover? Our motorhome insurance page explains how it works.
At a glance
The First Six Questions About a Auto-Sleeper
Six things that shape an Auto-Sleeper quote.
- British built, two body styles
- Coachbuilt and conversion
- Conversions keep the van shape
- Which makes storage easier
- Value follows the model
- Not the badge on the front
- Storage moves the price
- A graded site rates better
- Mileage is usually limited
- Give a figure you will keep to
- European touring is declared
- Counted in days
The basics
The Auto-Sleeper Facts That Reach the Premium
The questions are the usual ones, but the first answer decides the rest: a conversion and a coachbuilt of the same age are not the same vehicle to insure, even with the same badge.
The vehicle itself
Make, model, year and berth.
What it is worth
Replacement cost today.
Where it is kept
A drive, a yard or a graded site.
Security fitted
Alarm, immobiliser, tracker, locks.
How far it goes
An honest annual distance.
Who drives it
Owners and anybody else permitted.
How it works
A Auto-Sleeper Quoted in Four Moves
Four questions cover most of it: the vehicle, the value, the security and where it sleeps. The last two carry more weight than owners expect.
Describe the vehicle
Make, model, age and value.
Describe how it is used
Weekends away, long tours, rallies, a seasonal pitch or European trips.
List the security fitted
Alarm, immobiliser, tracker, locks.
Read the terms
Not only the premium at the bottom.
What it covers
What Answers When a Auto-Sleeper Is Damaged
The road sections you would recognise from a car policy, plus the habitation cover that answers for the living area and what is kept in it.
| Section | Where it sits | What to know |
|---|---|---|
| Impact and accidental damage | The main section | Including damage while manoeuvring |
| Fire and theft | Included | Storage and security are rated |
| Weather and flood | Included | A stored vehicle is still exposed |
| Contents in the habitation area | Sub-limited | Declare anything of real value |
| Awning and porch | Usually added | High wind is the usual cause |
| Use in Europe | Confirm the limit | Counted in days, not trips |
| Public liability | Included | Injury or damage at the pitch |
Say which body style you have. A conversion sits inside the original van silhouette; a coachbuilt is wider and taller. Length, height and width all matter for storage, for repair and for how the vehicle is described on the schedule.
What it leaves out
Where Auto-Sleeper Cover Stops Short
None of this is small print for its own sake. These are the gaps that catch motorhome owners out, and several of them close by declaring something at the quote.
Water getting in over time
Damp is excluded or heavily limited on most contracts.
Frost and freezing damage
Unless the system was drained down as required.
Theft from an unapproved storage site
Where the policy names a site or a grade.
Items outside the vehicle
Awning contents, cycles and gas bottles may need adding.
Hiring it out for payment
A different use, and a different policy.
Gradual water ingress
The commonest reason a habitation claim is refused.
The Auto-Sleeper range
Auto-Sleeper Variants Seen on UK Pitches
The range covers both halves of the market, and length and layout do more to the figure than the model name.
Van conversions
Original bodywork, fitted inside.
Compact coachbuilt models
A little more room aboard.
Four berth layouts
The family end of the range.
Higher specification models
More to replace after a loss.
Older Auto-Sleeper vehicles
Where agreed value comes in.
Vehicles used abroad
Declared, with a day limit.
Looking at a conversion specifically? See camper conversion insurance.
Who it suits
Who Ends Up Buying a Auto-Sleeper
Owners here split fairly evenly between people who wanted something compact and people who wanted the space a coachbuilt gives.
Touring couples
The largest group.
Owners wanting a compact vehicle
Easier to drive and park.
Retired owners
Long trips through the season.
Continental tourers
Extended trips abroad.
Buyers of used examples
Value and history questions.
Owners of recent models
Where new for old still applies.
Running a caravan as well? See caravan insurance.
Coachbuilt or conversion
A Auto-Sleeper Kept at Home vs One in Storage
The two body styles behave differently on a quote, and the difference is more than cosmetic.
| Conversion | Coachbuilt | |
|---|---|---|
| Silhouette | Original van shape | Wider and taller body |
| Storage | Fits most sites and drives | Needs more room |
| Typical value | Lower for the same age | Higher |
| Repair after damage | Van bodywork | Specialist body repair |
Comparing the classes? See motorhome insurance.
Cost
Why One Auto-Sleeper Prices Above Another
The vehicle, its value, the annual distance, where it is kept, the security fitted and the claims record. We do not print average premiums.
Why the body style leads the quote
A conversion is a van with an interior; a coachbuilt is a body constructed onto a chassis. They differ in value, in size and in how a damaged side is repaired, and all three reach the figure.
Why storage follows close behind
Whichever style you own, the vehicle stands still for most of the year. Where it stands decides the theft and weather exposure, and that is one of the largest single factors in the price.
What the quote is rated on
The main factors
- The vehicleMake, model, year and berthBase
- ValueReplacement cost, not purchase priceRate
- Annual mileageThe distance actually coveredRate
- StorageHome, yard or graded siteRate
- Drivers and claimsAges, licences and recent yearsAdjust
Store it behind a barrier
One of the strongest levers.
Set the mileage honestly
Limited mileage terms price well.
Value it for replacement
Not for what you paid.
The conditions
Four Terms Written Into a Auto-Sleeper Policy
Conditions are where motorhome claims are won and lost. The four below come up repeatedly.
Meet the declared security standard
Alarms, immobilisers, trackers and locks.
Respect the mileage basis
Going well past it is a disclosure problem.
Keep to the storage arrangement
Moving it changes the terms.
Keep the habitation check up to date
It will not create cover, but it protects one.
Quote checklist
What to Collect Before Quoting a Auto-Sleeper
None of it is hard to find. Having it to hand is the difference between a quick quote and a drawn-out one.
Make, model and berth
Make, model, year, berth and the registration.
Where it sleeps
A drive, a yard, a farm or a graded storage site.
Value and contents value
Two separate figures.
Security specification
What is fitted and what could be.
Everybody who drives it
Ages and licence history.
Mileage and previous claims
Both are rated.
Comparing
Telling Two Auto-Sleeper Quotes Apart
Set two quotes side by side and work through this. The differences will be here rather than in the premium.
The settlement basis
- New for old while the vehicle is young enough
- Agreed value on older or converted vehicles
- Market value, and what that means in practice
Where you can use it
- Days permitted in Europe
- Rallies and unlisted sites
- Seasonal pitches and long stays
On this motorhome specifically
- Settlement basis on this vehicle
- Contents and awning limits
- Mileage and storage conditions
Ask how a total loss would be settled. It is the question owners forget to ask. Unfamiliar terms are explained in our plain English jargon guide.
Cutting costs
Bringing a Auto-Sleeper Premium Down
The levers are storage, security, an honest mileage, an accurate value and a clean record. We publish no savings figures.
Move it to a graded site
Storage moves the price.
Fit a tracker
Recovery odds change the rating.
Agree a realistic mileage
And then stay inside it.
Keep the value current
Under-insuring costs more later.
Build clean years
A motorhome bonus is worth protecting.
Compare every renewal
This market moves a great deal.
Glossary
Auto-Sleeper Terms, Made Plain
The words that come up once a Auto-Sleeper motorhome is insured in its own right.
- Replacement basis
- How a total loss is settled: new for old, agreed or market value.
- Agreed value
- A fixed sum, useful where a vehicle is unusual or no longer built.
- Total loss
- Where repair is not economic and the policy settles instead.
- Base vehicle
- The chassis and cab a motorhome is built on.
- Security devices
- Alarms, immobilisers, trackers and locks, often conditions.
- Tracker
- A device that helps recover a stolen vehicle, and can help the premium.
- Damp
- Long-term water ingress. The commonest reason a habitation claim is refused.
- Seasonal pitch
- A pitch kept for a season, which changes where the vehicle stands.
- Contents limit
- The most the policy pays for belongings inside.
- Voluntary excess
- An amount you choose to carry to reduce the premium.
Why MyMoneyComparison.com
Why Auto-Sleeper Owners Compare Through MyMoneyComparison.com
MyMoneyComparison.com is an FCA-authorised UK comparison service that introduces motorhome owners to specialist brokers. We do not sell insurance and we do not give advice: the broker you choose arranges the policy. Using us is free.
One form, one motorhome
Describe the motorhome once, instead of repeating yourself to each broker.
Advice given
We are an introducer, not a broker. We do not sell policies and we do not recommend one insurer or product over another. Read our editorial policy.
Authorised and regulated
MyMoneyComparison.com Ltd appears on the FCA register under FRN 916241.
Incorporated
A UK company since 2013. FCA authorisation is separate and later; the register carries its date.
FAQs
Auto-Sleeper Motorhome Insurance FAQs
Answers on storage, security, damp, mileage limits and European touring.
Where are Auto-Sleepers built?
In Worcestershire. The marque builds both coachbuilt motorhomes, where a body is constructed onto a chassis, and van conversions that keep the original bodywork of the base vehicle.
Does it matter which style I have?
It matters a good deal. A conversion and a coachbuilt of the same age differ in value, in size and in how bodywork damage is repaired, so the schedule needs to describe the right one.
Is a conversion cheaper to insure?
Often, though not always. It tends to be worth less and is easier to store, both of which help, but the driver record, the mileage and the security still move the figure a long way.
What security is expected?
An alarm and immobiliser at minimum, with a tracker common on higher-value vehicles. Whatever you declare becomes a condition of the theft cover, so declare what you actually use.
Does a habitation check help?
Yes. A documented annual check with a damp reading makes a vehicle easier to place and easier to claim on, because it shows the gradual problems were being looked for and dealt with.
Can I store it on a driveway?
Generally yes, and a conversion in particular usually fits. A graded storage site tends to price better, so where you have the choice it is worth quoting both arrangements.
Will an older Auto-Sleeper be refused?
Rarely. Age changes the settlement basis rather than the availability of cover, and an agreed value is the usual route once new for old no longer applies.
Does the base vehicle matter?
It affects parts, servicing and repair times rather than the cover itself. A common base vehicle is easier and quicker to put right, which is worth knowing when comparing two similar vehicles.
What does a motorhome policy actually cover?
Sudden damage to the vehicle, theft, storm and flood, a limit for contents and liability on the road and at the pitch. What it does not cover is gradual deterioration, which includes damp.
How should I value it?
On what it would cost to replace with an equivalent, not on what you paid. Values move, and a figure that was right three years ago will usually be short today.
Are my belongings inside it insured?
Up to a limit, which is separate from the vehicle and often lower than owners expect. Anything of real value is worth declaring individually rather than hoping the general limit stretches.
Can I tour in Europe?
Usually, once it is declared, and commonly with a cap on the number of days. Tell the insurer before you go rather than assuming the cover travels with you.
What happens if it is stolen from storage?
The policy responds, provided the security you declared was set and the site is the one on the schedule. Those two conditions decide most motorhome theft claims.
Should I fit a tracker?
On a higher-value vehicle it is usually worth it. Recovery rates improve considerably and insurers recognise that, particularly on larger motorhomes, which are conspicuous but still taken.
Does a service history help?
Yes, and especially the habitation side. Damp is excluded as a gradual loss, so a documented history of it being looked for and dealt with protects you when something sudden happens nearby.
What if I change storage site?
Tell the insurer before you move it. Storage is a rated field and a quiet change is the kind of thing that surfaces awkwardly after a theft.
Ready when you are
Quote the Auto-Sleeper With Specialist Brokers
Tell us about the Auto-Sleeper motorhome and where it is kept. Specialist UK brokers can then come back with quotes. Free to use, with no obligation to buy.
- Coachbuilt, A-class, van conversions and self-builds
- Free to use, no obligation
- FCA authorised and regulated
Free to use · No obligation · UK brokers
About this page
This page explains UK Auto-Sleeper motorhome insurance: cover for a British-built coachbuilt or van conversion, how the two differ at the quote, and what a broker asks first. It is general information rather than advice. Policies differ between insurers, so read your own documents and put the questions raised here to your insurer or broker.
How we approached this page
- Published UK motorhome and campervan policy summaries
- Storage, security devices, habitation checks and European use
- Financial Ombudsman material on motor insurance complaints
Legal & Regulatory Information:
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