Compass Caravan Insurance

Only third-party liability while the van is hitched and moving. Damage to the Compass, theft of it and anything that happens when it is unhitched all need cover of their own.

Sudden damage to the van, theft, storm and flood, a limit for contents and usually liability while it is pitched. What it does not pay for is gradual deterioration, which includes damp.

A hitchlock and a wheelclamp as the minimum, used every time the van is left, with more asked for on higher-value models. What you declare becomes a condition of the theft cover.

On what an equivalent would cost to buy today rather than on what you paid. Values drift, and a figure that was right when you bought the policy is often short three years on.

Frequently not as standard. Awnings take the worst of the wind and are among the more common claims, so check whether yours is covered and at what limit.

Plenty of owners do and insurers accept it. A graded storage site usually prices better, so if both are practical it is worth getting the two quoted side by side.

Many insurers run one separately from the car. It is worth asking how it is earned and whether it can be protected, because one claim can undo several years of it.

Only for third-party liability while the caravan is hitched up and moving. Damage to the caravan itself, theft of it and anything that happens while it stands on a pitch or in storage all need a caravan policy of their own.

While the van is young enough to qualify, yes. It replaces a written-off caravan with an equivalent new one rather than paying what a used example was worth, and the gap between those two figures is usually considerable.

Because a caravan spends most of the year standing still. Where it stands, and what stands around it, is the single biggest factor in the price after the value of the van itself.

Almost never. Water arriving gradually through seams and seals is treated as maintenance rather than a sudden event, and it is the commonest reason a caravan claim fails.

A hitchlock and a wheelclamp at the very least, used every time the van is left. On higher-value vans an alarm or a tracker is often asked for too, and whatever you declare becomes a condition of the theft cover.

Many owners do, and it is accepted, though a graded storage site usually prices better. What matters is describing the actual arrangement rather than the one you intend to move to.

It does. Age decides whether new for old is available, it affects the parts position, and on older vans an agreed value is often the sensible route. It does not make a van uninsurable.

Usually anybody you permit, subject to the terms, but check the age and licence conditions. Towing entitlement on the driving licence depends on when the driver passed, so it is worth confirming.