Horsebox Insurance for Private Owners
Helpful Guide To Horsebox Insurance for Private Owners Last fact-checked: March 2026 Private owners need specialist horsebox insurance, not a standard motor policy. A vehicle built or converted to carry horses requires a dedicated policy that reflects its weight,...
Home Insurance Excess Explained
Home Insurance Excess Guide Last fact-checked: March 2026 Home insurance excess is the amount you pay towards any claim before your insurer covers the rest. It has two parts: compulsory excess (set by your insurer, non-negotiable) and voluntary excess (chosen by you...
HGV Insurance Legal Requirements
HGV Insurance Legal Requirements: The Complete UK Overview Last fact-checked: March 2026 HGV insurance is a legal requirement for every heavy goods vehicle over 3.5 tonnes gross vehicle weight operating on UK roads. The Road Traffic Act 1988 requires a minimum of...