A commercial property insurance claim can affect renewal because insurers may review the cause and cost of the loss, previous claims, outstanding reserves and whether the underlying risk has been addressed. A claim does not automatically prevent renewal, but the...
A fleet insurance claim can affect renewal pricing because insurers assess the fleet’s wider claims experience, including claim cost, frequency, fault position and any outstanding reserves. The effect varies by policy and fleet size: some smaller fleets may...
Commercial landlords should tell their broker or insurer about significant property alterations before work begins. Details may include the type and value of the work, structural changes, contractors, project dates, occupancy, hot works and changes to security or fire...
A commercial building may stay exactly the same when one tenant leaves and another moves in, but the insurance risk can change. An office, restaurant, workshop and warehouse can create very different risks inside the same premises. This is why commercial property...
Why Use Specialist Insurance Brokers? A UK Guide A standard quote journey can work well when your circumstances are straightforward. But if you run a courier fleet, own a modified car, let several properties or have been declined elsewhere, the question becomes: why...
