Home Insurance for Non-Standard Construction: Concrete, Timber Frame, Thatched and Flat Roof Properties Standard home insurance is designed for brick walls and a tiled or slate roof. Anything outside that definition is non-standard construction – and standard...
Why Fleet Insurance Can’t Be Quoted Online – And What to Do Instead Fleet insurance cannot be accurately priced by an automated algorithm because the inputs an underwriter needs – your Confirmed Claims Experience document, your exact vehicle mix,...
What Counts as an HGV? Weight Thresholds, Licence Categories, and the LGV Naming Confusion Explained Any goods vehicle with a gross vehicle weight (GVW) above 3.5 tonnes is classified as an HGV in the UK. This single threshold determines your driving licence category,...
Can You Mix Personal and Business Vehicles on a Fleet Policy? It depends on what you mean by “personal.” Mixing different vehicle types – cars, vans, HGVs, EVs – on one fleet policy is standard practice and most insurers support it. Mixing...
Courier Insurance vs Standard Van Insurance: Why Your Policy Is Void the Moment You Deliver for Pay Standard van insurance – including comprehensive policies with business use – does not cover you the moment you carry someone else’s goods for...
