What Is HGV / LGV Insurance? A Complete UK Guide for Operators and Owner-Drivers Key Takeaways →HGV/LGV insurance is a legal requirement for any vehicle over 3.5 tonnes gross vehicle weight (GVW) operating on a UK public road. Third-party only cover is the minimum,...
Fleet Insurance vs Commercial Vehicle Insurance Key Takeaways →Commercial vehicle insurance covers one vehicle per policy. Fleet insurance covers two or more under a single contract, with one renewal date, one premium, and one claims contact for all vehicles. →Fleet...
Fleet Insurance for Tradespeople: The Complete UK Guide Key Takeaways →Fleet insurance for tradespeople is available from 2 vehicles. Savings versus separate van policies are modest at 2 vans but become significant from 3 upward, typically 15–30% per van. →Every...
Is Fleet Insurance Cheaper Than Separate Policies? Most businesses with three or more vehicles will pay less under a single fleet policy than they would renewing each vehicle separately. Insurers price fleet business using a pooled risk model, which means your...
Fleet insurance for construction companies: the complete UK guide Construction fleet insurance combines fleet motor cover for road transit with separate Third Party Working Risk or Contractors All Risk cover for site operations. Standard fleet policies don’t...
