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The Insurance Blog
Guides, explanations and the occasional warning, written with the brokers who place this cover. Start with a search or browse by category.
The MyMoneyComparison.com blog is a guide library for UK specialist insurance. It covers motor trade, fleet, taxi and private hire, courier and delivery, HGV and haulage, motorhome and caravan, property and landlord cover, and the everyday lines alongside them. The guides explain how each type of cover works, what changes the price, and what tends to go wrong at claim time. Use the search above, or browse the guides by category.
Car Insurance and Penalty Points
Car Insurance and Penalty Points: What UK Drivers Need to Know Penalty points on your licence will increase your car insurance premium. How much depends on the offence type, how many points you have, your insurer, and whether you're honest about it. The part most...
Fleet Breakdown Cover Explained
Find Out More About Fleet Breakdown Cover Fleet breakdown cover is a single policy that provides roadside assistance and recovery for two or more business vehicles. It's separate from fleet insurance - insurance covers you when things go wrong on the road through...
Fleet Insurance Broker: Do You Need One?
Do you really need a Fleet Insurance Broker to find your next policy? A fleet insurance broker is an FCA-regulated intermediary who takes your fleet risk to a range of insurers, negotiates terms, and helps manage the policy through the year. You do not have to use...
Hidden Costs of Running a Fleet
The Hidden Costs of Running a Fleet The visible costs of running a fleet - fuel, insurance, the vehicles themselves - are well understood. The hidden ones aren't. Most UK fleet operators underestimate their true total cost of ownership by 20-40%, because the costs...
Level Term Life Insurance Explained
What is level term life insurance? Level term life insurance pays a fixed lump sum to your family if you die within a set term, five years, twenty-five years, whatever you choose. The payout never changes. Take out £250,000 of cover over twenty years and that's what...
Landlords Buildings vs Contents vs Fixtures and Fittings Explained
Landlord Buildings vs Contents vs Fixtures and Fittings: What Goes Where Buildings insurance covers the structure and anything permanently fixed to it - fitted kitchens, bathroom suites, built-in wardrobes, integrated appliances. Contents insurance covers what the...
What is 7.5 Tonne Horsebox Insurance?
7.5 Tonne Horsebox Insurance: The UK Guide Insuring a 7.5 tonne horsebox means getting specialist motor cover for a horse lorry with a plated maximum weight of up to 7,500kg. If you passed your driving test after January 1997, you'll need to pass an extra test before...
Home Insurance for High-Value Homes
Home Insurance for High-Value Homes: The UK Specialist Guide High-value home insurance covers properties where the rebuild cost tops roughly £1 million, or where the contents, jewellery, fine art, antiques, collections, come to more than around £100,000. Standard...
What Documents Do You Need for HGV Insurance?
What Documents Do You Need for HGV Insurance? To arrange HGV insurance you need your Operator Licence (O licence) details including the disc number, type, and operating centre addresses; a fleet schedule listing every vehicle by registration, GVW, body type, and...
What Affects Fleet Insurance Premiums?
What Affects Fleet Insurance Premiums? Fleet insurance premiums are driven by claims history, driver profiles, vehicle types, how vehicles are used, where they're kept overnight, and whether there's evidence that the business manages its fleet risk actively. Unlike...
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