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The Insurance Blog
Guides, explanations and the occasional warning, written with the brokers who place this cover. Start with a search or browse by category.
The MyMoneyComparison.com blog is a guide library for UK specialist insurance. It covers motor trade, fleet, taxi and private hire, courier and delivery, HGV and haulage, motorhome and caravan, property and landlord cover, and the everyday lines alongside them. The guides explain how each type of cover works, what changes the price, and what tends to go wrong at claim time. Use the search above, or browse the guides by category.
Horse in Transit Insurance
Horse in Transit Insurance: What Your Horsebox Policy Actually Covers for the Animals Last fact-checked: March 2026 Quick Facts: Horse in Transit Insurance ✓The Coverage Gap: Horsebox insurance covers vehicle damage. It does not cover the horse's mortality or vet fees...
Horsebox vs Horse Trailer Insurance
Horsebox vs Horse Trailer Insurance: Which Do You Need and What Does Each Cover? Last fact-checked: March 2026 Quick Facts: Horsebox vs Horse Trailer Insurance ✓Horse trailers get third-party liability via the car policy, but nothing else. Theft, accidental damage,...
Black Box Car Insurance Explained
Black Box Car Insurance Explained: How Telematics Works and Whether It's Worth It Last fact-checked: March 2026 Key Takeaways →Black box insurance uses a small device fitted to your car to monitor how, when, and where you drive. Safe driving behaviour earns premium...
Car Insurance Excess Explained
Car insurance excess explained: compulsory, voluntary and when not to claim Last fact-checked: April 2026 Key takeaways →Your total excess is made up of two parts: a compulsory excess set by your insurer and a voluntary excess you pick yourself. Both are paid...
No-Claims Bonus Explained
No-Claims Bonus Explained: How It Works, What Protects It, and How to Transfer It Last fact-checked: March 2026 Key Takeaways →A no-claims bonus (NCB) is a discount on your car insurance premium for every claim-free year. Most drivers can earn up to 5 years of NCB,...
What Is Home Insurance?
What Is Home Insurance? A UK Complete Guide Last fact-checked: March 2026. Average premium data: Association of British Insurers (ABI), Q4 2025. Claims data: ABI Annual Report 2025. Key Takeaways →Home insurance has two main types: buildings insurance (structure,...
Car Insurance Groups Explained
Car Insurance Groups Explained: Groups 1-50, Security Suffixes, and the New VRR System Last fact-checked: March 2026. Group rating system: Thatcham Research / ABI. VRR system: launched September 2024 for vehicles registered from 1 August 2024. Key Takeaways →Every car...
Commercial Property Insurance Legal Requirements: What UK Owners Must Know
Commercial Property Insurance Legal Requirements: What UK Owners Must Know Key Takeaways →Commercial property buildings insurance is not a legal requirement under UK statute, but it is effectively compulsory for most owners through mortgage and lease conditions....
What Counts as a Fleet?
What Counts as a Fleet? (2, 3, 5 & 15+ Vehicles Explained) Key Takeaways →There is no single legal definition of a fleet. Insurers set their own thresholds. Some accept 2 vehicles, most start at 3, the majority of standard fleet products begin at 5. →The...
Difference Between Motorhome Insurance vs Caravan Insurance
Motorhome insurance vs caravan insurance: what is the difference? Key takeaways →Motorhome insurance is legally required under the Road Traffic Act 1988. Caravan insurance is not. This is the single most important distinction between the two products...
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