Insurance knowledge hub
The Insurance Blog
Guides, explanations and the occasional warning, written with the brokers who place this cover. Start with a search or browse by category.
The MyMoneyComparison.com blog is a guide library for UK specialist insurance. It covers motor trade, fleet, taxi and private hire, courier and delivery, HGV and haulage, motorhome and caravan, property and landlord cover, and the everyday lines alongside them. The guides explain how each type of cover works, what changes the price, and what tends to go wrong at claim time. Use the search above, or browse the guides by category.
Motorhome Weight, Class and Licence Rules Guide
The licence you need to drive a motorhome in the UK depends entirely on its Maximum Authorised Mass (MAM). A standard Category B car licence covers motorhomes up to 3,500kg. Between 3,500kg and 7,500kg you need a Category C1 licence. Above 7,500kg you need a full...
What Is Life Insurance?
Life insurance is a contract between you and an insurer: you pay regular premiums and the insurer pays a cash lump sum to your chosen beneficiaries if you die during the policy term. In the UK, the main types are term life insurance (cover for a fixed period) and...
Horsebox Insurance for Private Owners
Helpful Guide To Horsebox Insurance for Private Owners Last fact-checked: March 2026 Private owners need specialist horsebox insurance, not a standard motor policy. A vehicle built or converted to carry horses requires a dedicated policy that reflects its weight,...
Home Insurance Excess Explained
Home Insurance Excess Guide Last fact-checked: March 2026 Home insurance excess is the amount you pay towards any claim before your insurer covers the rest. It has two parts: compulsory excess (set by your insurer, non-negotiable) and voluntary excess (chosen by you...
HGV Insurance Legal Requirements
HGV Insurance Legal Requirements: A Plain English Guide for UK Operators Last fact-checked: March 2026 If your HGV is over 3.5 tonnes and goes anywhere near a public road, it needs insurance. That bit is simple. The Road Traffic Act 1988 sets the floor at third-party...
Fleet Insurance Legal Requirements
Fleet Insurance Legal Requirements: The Complete UK Overview Last fact-checked: March 2026 Fleet insurance is not a specific legal requirement by name. However, the Continuous Insurance Enforcement (CIE) law requires every vehicle to be insured at all times. A fleet...
Commercial Property Insurance for Landlords
Commercial Property Insurance for Landlords: The Complete UK Guide Last fact-checked: March 2026 Commercial property insurance for landlords is buildings and liability cover taken out by the owner of a commercial property that is let to business tenants, where the...
Car Insurance for Young Drivers
Car Insurance for Young Drivers: The Complete UK Guide Last fact-checked: March 2026 Car insurance for young drivers is motor insurance taken out by drivers typically aged 17 to 24, where premiums are higher than average because statistical claim data places this age...
What Does Home Insurance Cover
What Does Home Insurance Cover? (And What It Doesn't) Last fact-checked: March 2026 Quick Facts: What Home Insurance Covers ✓Home insurance covers sudden, unexpected events. Fire, flood, storm, theft, and accidental damage (if added) are covered. Gradual...
Buildings vs Contents Insurance
Buildings vs Contents Insurance: Key Differences and Which One You Need Last fact-checked: March 2026 The Short Answer Buildings insurance covers the physical structure of your home: walls, roof, floors, and permanent fixtures such as fitted kitchens and bathroom...
Browse by category
Loading categories
Ready to Compare Insurance?
Quotes from specialist UK brokers in minutes. The service is free to use and the decision is always yours.