Uber Eats Delivery Insurance
Food Delivery Uber Eats Delivery Insurance Quote From Specialist Fast Food Insurance Brokers
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Compare a number of different specialist brokers who deal with Uber Eats delivery insurance.
Uber Eats delivery insurance is a hire-and-reward insurance policy, which is a legal requirement if you are delivering food, gorcies or any other products for the purpose of making money from it as a business. Find the most competitive policy to suit your needs today by filling out the form above and letting us help you get covered.
What is Uber Eats Delivery Insurance?
Uber Eats delivery insurance is specialised coverage for drivers who deliver food using personal or commercial vehicles. Standard personal car insurance policies typically do not cover commercial activities, making this insurance essential. Delivering food for Uber Eats is considered a commercial activity, requiring appropriate hire and reward insurance to meet legal requirements and ensure you are covered in the event of an accident.
While Uber Eats provides third-party liability insurance, this does not cover damages to your vehicle or goods in transit. Additional insurance ensures comprehensive protection. Personal accident and public liability insurance protect you from the financial impact of injuries, property damage, or legal claims arising from delivery activities. Uber Eats delivery insurance is crucial for legal compliance and comprehensive protection, ensuring drivers are covered for all potential risks while delivering food.
Uber Eats Hire and Reward Insurance Policy Can Include:
Uber Eats Delivery Insurance FAQs
What insurance do I need to deliver for Uber Eats in the UK?
Uber Eats drivers must have Hire & Reward (H&R) insurance, which legally covers food delivery work. Standard car or scooter insurance does not cover delivery.
Does Uber Eats require proof of Hire & Reward insurance before I can go online?
Yes. Uber requires a valid Certificate of Motor Insurance showing Hire & Reward or food delivery cover before you can start delivering.
Can I use my normal car insurance for Uber Eats deliveries?
No. Standard SD&P (Social, Domestic & Pleasure) insurance does not cover delivery work. You must upgrade to H&R or a combined SD&P + H&R policy.
What types of vehicles can be insured for Uber Eats delivery?
Cars, vans, scooters, mopeds, motorbikes and e‑bikes can all be insured for Uber Eats delivery, depending on the insurer.
What is the difference between courier insurance and Uber Eats delivery insurance?
Courier insurance covers all types of delivery, including parcels. Uber Eats delivery insurance focuses on food delivery, often with more flexible pricing.
Can I get pay‑as‑you‑go insurance for Uber Eats?
Yes. Some insurers offer hourly, daily, or 30‑day pay‑as‑you‑go delivery insurance, ideal for part‑time drivers.
Does Uber Eats provide any insurance automatically?
Uber provides Partner Protection for accidents and injuries, but not vehicle insurance. You must arrange your own Hire & Reward cover.
How much does Uber Eats delivery insurance cost in the UK?
Costs vary by age, vehicle, location and experience. Most drivers pay £150 – £500 per month, or less with flexible pay‑as‑you‑go cover.
Can I use the same insurance for Uber Eats and Deliveroo or Just Eat?
Yes. Hire & Reward insurance covers multi‑platform delivery, so you can work for multiple apps under one policy.
What documents do I need to upload to Uber to prove my insurance?
You must upload a Certificate of Motor Insurance showing Hire & Reward or food delivery cover. Some insurers upload it automatically.
Why does Uber reject insurance documents?
Common reasons include missing Hire & Reward wording, incorrect dates, unreadable images, or mismatched vehicle details.
Can I insure both personal use and Uber Eats delivery under one policy?
Yes. A combined Social, Domestic & Pleasure + Hire and Reward policy covers both personal driving and delivery work, ideal for full‑time drivers.
Does Uber Eats delivery insurance cover accidents while waiting for orders?
Yes. Hire & Reward insurance covers you anytime you are available for delivery, not just during active trips.
Do I need business insurance if I only deliver part‑time?
Yes. Even one delivery requires Hire & Reward insurance. Without it, your personal policy becomes invalid during delivery work.
Can I get Uber Eats delivery insurance if I’m under 25?
Yes, but premiums may be higher. Some insurers specialise in young driver delivery insurance.
Does Uber Eats delivery insurance cover theft or damage to my vehicle?
Only if you choose comprehensive H&R cover. Third‑party policies do not cover your own vehicle.
Can I deliver for Uber Eats using a leased or financed vehicle?
Yes, as long as your insurer and finance provider approve Hire & Reward use.
Does Uber Eats delivery insurance include public liability cover?
Some policies include public liability, but not all. It’s often available as an add‑on for extra protection.
Can I pause or cancel my Uber Eats insurance if I stop delivering?
Flexible insurers allow pausing, cancelling, or switching to SD&P‑only cover when you’re not delivering.
How quickly can I get insured to start delivering for Uber Eats?
Most drivers can get covered within minutes using online insurers that instantly issue certificates and upload them to Uber.
Get a Uber Eats Delivery Insurance Quote Today
✔ Completely free ✔ Takes less than 3 minutes
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