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Breakers Yard Insurance

Breakers Yard Insurance Can Also Be Known As Scrap Yard Insurance, Vehicle Dismantlers, Salvage Operators This Is The Motor Trade Insurance Policy Required.

Breakers Yard Insurance UK Price Comparison
Breakers Yard Insurance UK Price Comparison

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Road Risk Insurance

Under 25’s Motor Trade Insurance

Combined Insurance

Northern Ireland Insurance

Motor Trade Fleet Insurance

Breakers Yard Insurance UK Price Comparison

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Salvage yards can be very dangerous places due to the old cars and other vehicles. Accidents can happen when removing parts and selling them. Some parts may also need to be overhauled before being sold at retail stores. The remaining unusable vehicles and parts are compressed and sold to scrap dealers.

As a salvage yard owner, it’s imperative to protect your business from claims by customers, accidents on your business premises, and more. That’s why you need breakers yard insurance coverage.

Breakers yard insurance protects you and your business from things that can go wrong!

Some Of The Motor Traders Which Can Be Covered:

Compare Breakers Yard Insurance

At MyMoneyComparison.com, we make it easy and fast to comparison shop for breakers yard insurance. The quotes come from our esteemed partners who are insurance brokers that offer breaker yeard insurance. They have the knowledge and experience to ensure you find the right policy for your business at an affordable premium.

All you have to do is fill out a simple form, hit “Enter,” and wait a few minutes for our insurance partners to send you quotes on their policies. It’s recommended that you read through each policy completely. If there’s anything you don’t understand, then reach out to the specific insurer with your questions. They’re happy to help answer any questions you may have.

So, why not get some quotes on breakers yard insurance today?

Breakers Yard Insurance Can Cover:


Product Liability Insurance


Flexible Monthly Payments


24hr Claims Helpline


Motor Traders Policy For Over 25+


Accident Support / Replacement Vehicle


Material Damage Cover


Equipment & Premises


Combined or Road Risk Insurance


Comprehensive Cover

Breakers Yard Insurance UK Price Comparison

Breakers Yard Insurance FAQs

What Does Breakers Yard Insurance Cover?

Accidents happen every day, especially in a high-risk environment such as a scrapyard. With the number of people who visit the scrap yard each year, it’s important to have liability insurance to protect the business from claims.

Most breakers yard insurance policies cover the following:

Commercial general liability insurance: protects you from the costs related to bodily injury or property damage claims caused by you or your employees to third parties at the scrapyard. It covers court & defence costs and any payouts you may be ordered to pay.

Commercial property insurance: is necessary for business owners who own their buildings or for businesses that handle large volumes of expensive inventory. Business property insurance protects your premises against fire, vandalism, smoke, theft, and other damage to the property. This also covers lost inventory, office equipment, computers, and more.

Business interruption insurance: protects your company’s income if the business is not able to operate due to damage that causes a disruption, such as fire, hail, wind, equipment breakdown, and more.

Employee theft and crime coverage: protect your business from employee theft, dishonesty, and fraudulent acts committed by an individual employee or a group of employees.

Equipment breakdown insurance: covers different costs that go with an accidental breakdown of machinery or equipment and any resulting damage or loss. Equipment breakdown policies usually cover breakdowns due to power surges, motor burnout, boiler malfunctions, and sometimes operator error.

Public Liabilities Coverage

Liabilities cover protects your business from claims made by members of the public for injuries or damage caused while they’re visiting your scrap yard. If they press a claim, the public liability insurance protects you by covering the legal fees and the cost of any payout.


Employers’ Liability Cover

If you’re an employee, even with only one employee, you’re legally required to have employers’ liability insurance. This coverage protects employees in case they’re injured, become ill, or die while working at the scrapyard. Employers’ liability insurance protects you against any claims made by an employee for an injury or illness that results from working in the scrapyard.

You may also want to consider personal liability coverage, which protects you in case you’re hurt on the job at the scrap yard.

What is Breakers Yard Insurance?

Breakers yards insurance is for businesses that operate a breakers yard, work as a vehicle dismantler or a salvage operator. The insurance is made to cover specific risks that are present in a scrapyard.

Who Needs Breakers Yard Insurance?

Breakers yards insurance is for businesses that operate a breakers yard, work as a vehicle dismantler or a salvage operator.

Do I Need Breakers Yard Insurance?

Yes, if you run a salvage yard, you need breakers yard insurance. There’s no question that a salvage yard can be a dangerous place. It’s essential to have a strong insurance policy to cover all the risks your business, employees, and members of the public face at the salvage yard. That’s why specialists have developed breakers yard insurance policies.

How Much Does Breakers Yard Insurance Cost?

First, it’s important to understand that breakers yard insurance is not easy to get and it can be expensive. The key to obtaining a lower premium from an insurance provider is to show that your business is a low risk.

By demonstrating that your scrapyard operates under extreme safety standards, you can lower your risk for insurers. An insurer will ask you to clarify how you protect customers, employees, and the general public on the business premises.

Insurers will evaluate the following factors to determine the level of risk your business poses:

  • Size and location of the property
  • Number of employees
  • The type of activities your business undertakes (recycling, crushing, dismantling, and more)
  • If the general public is allowed on or present on your business premises
  • The types and amount of coverage you need

In addition, each insurance provider has its own breakers yard insurance policies, and the details of each can vary. For this reason, it’s important to read through each policy before making a purchase. Ensure you understand everything covered in the policy. If not, don’t hesitate to reach out and ask the insurer to answer your questions. They’re usually happy to do so.


How Can I Get Cheaper Breakers Yard Insurance?

First, you’ll need to comparison shop to find the right insurance and an affordable premium. This can be done through a site like ours, where you can fill out a form with your business details and receive a quote back from several insurance companies within minutes.

Once you find a policy that’s right for your business, you can make the purchase online. In most cases, the insurer is able to email all the paperwork for your policy. You can get coverage quickly and easily when buying online.

In addition, you may save money when buying a breakers yard insurance policy online. Many insurers offer discounts for buying online.

Helpful links

The Institute of the Motor Industry Website

Retail Motor Trade Federation – The Retail Motor Industry Federation (RMI) is the UK’s leading automotive trade body, representing franchised car and commercial vehicle dealers, independent garages, bodyshops, motorcycle dealers, petrol retailers, auction houses and cherished number plate dealers,

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