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Any Driver Fleet Insurance

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Any Driver Fleet Insurance UK Price Comparison
Any Driver Fleet Insurance UK Price Comparison

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Any Driver Fleet Insurance UK Price Comparison

What is Any Driver Fleet Insurance?

Any driver fleet insurance is a policy that makes it possible for any person who works for you to drive any of your vehicles that are covered by the policy. If you have a fleet of vehicles, it means that any employee, who has your permission and a valid driver’s license, is able to drive any vehicle in the fleet. It’s unnecessary to call the insurance company and make changes, such as adding a driver. New employees, for instance, can start driving right away.

This type of coverage is sometimes used by organizations that have large fleets of vehicles or courier fleets. This is a type of commercial fleet insurance policy that makes it possible for a company to operate without updating their insurance policy each time they need to add a driver to drive a specific vehicle.

Different types of vehicle fleets covered:

What Affects the Price of Any Driver Insurance?

Your policy may be more expensive if you have drivers under 25. However, this is the case with most types of driver’s insurance. The reason is that younger drivers are seen as a higher risk because they take more risks when driving.

If you do have a younger driver (under 25), it may be possible to cover them with a separate named policy rather than include them in any driver coverage. This is something to discuss with your insurance provider.

In addition, insurance will be more expensive when transporting goods or machinery for others. The reason is there’s a risk these items could be stolen or damaged in transport.

Vehicle size may also impact any driver insurance premiums. Large lorries or large vans will have a higher premium.

Any Driver Motor Fleet insurance can cover:


Flexible Monthly Payments


24hr Claims Helpline


Legal Assistance


Windscreen Cover


Accident Support


Full EU Cover


No Claims Discount / Protected NCB


Replacement Vehicles


Enhanced Claims Service


Introductory Prices


Comprehensive Cover


Instant Documentation

Any Driver Fleet Insurance UK Price Comparison

Any Driver Fleet Insurance FAQs

Who Can Get Any Driver Insurance?

Any company that owns a fleet of vehicles may buy any driver policy. However, the policy may specify the age of drivers covered. This will vary by the insurance provider.

Some may stipulate the driver has to be over 25, while others include all ages. So, it’s always a good idea to check with your insurer about the age limits of their driver policy.

A motor fleet any driver insurance policy can protect any fleet of:

  • Company cars
  • Vans
  • Motorbikes
  • Taxis
  • HGV’s
  • LGV’s
  • Taxi Fleet
  • Courier Fleet
  • Haulage Fleet

Some policies may also allow you to mix several different types of vehicles under one policy. Plus, fleet insurance allows you to have anyone who has a valid UK license, within your company, and who meets the specific insurance policy requirements, to drive. There is no need to call the insurer each time to make certain the driver can be added to the coverage.

Fleet insurance can also save money when bulk buying insurance from a provider. Insurers offer discounts, which are usually much cheaper than insuring individual vehicles from different providers.

What is the Responsibility of the Business Hiring the Drivers?

The business must make sure all drivers are qualified and have the proper credentials to drive company vehicles. The driver must also fit the qualifications listed under any driver insurance policy.

Generally, most businesses require drivers to be over 25 and have a clean driving and criminal record.

Who Needs an Any Driver Policy?

This type of insurance covers businesses that have a regular turnover in drivers. If a company has a large fleet, there’s usually a high driver turnover rate.

With any drive policy, the changing drivers (either adding or removing them from the policy) don’t cost admin fees. The policy also makes it easier and faster for new drivers to start driving right away since the insurance company doesn’t need to approve each individual driver.

Any driver policy can also be beneficial for a large company that hires temporary drivers to meet increases in demand. In this case, the temporary drivers can start immediately because the insurance company doesn’t require notification for each driver added.

What are the Benefits of Any Driver Fleet Insurance?

Any driver fleet insurance offers several benefits, including:


This type of policy provides flexibility. If you have a new driver and need to get a vehicle on the road quickly, then any driver policy makes it possible to allow them to start driving right away.

Of course, it’s necessary that you first check they have the proper driver’s license and ensure they are properly vetted. However, as long as they work for your company, they can start driving right away.

Any driver policy also comes in handy when many drivers are out ill. It’s possible to hire vetted temporary drivers to fill in. Again, there’s no need to inform the insurer, and business operations can go on as normal.

No Admin Fees for Driver Changes

This type of policy doesn’t require you to add and remove drivers on the policy. As a result, admin fees are reduced. Compare this to a regular named driver fleet policy, where it’s necessary to add a driver; there’s also a fee that must be paid for this change.

With any driver policy, you only pay for admin fees or policy change fees when it’s necessary to add a vehicle or make other large changes.

Peace of Mind

With any driver policy, you don’t have to worry about one of your employed drivers jumping into a vehicle and driving it. In that case, the driver would be driving the vehicle illegally, even if they work for you. On a regular fleet policy, this would be a huge problem.

However, with any driver policy, you don’t have to worry. Any employed driver can go out on the road as long as they have a license, and they’ll be legal and protected.

What are the Benefits of Fleet Insurance Coverage?

Here are some of the benefits your company can enjoy by purchasing fleet insurance: 

  • Motor Fleet Cover – Compare Quote & Save Money
  • Any Size Fleet From 2 to 1000+ Vehicles
  • All Types of Vehicle
  • Taxi Fleet, Courier Fleet, Haulage Fleet, Business Fleet, Van Fleet & Many More
  • Flexible Monthly Payment Options
  • Any Driver Insurance Aged Over, 21, 23, 25 & 30
  • Toxic, Explosive, or Inflammable Goods
  • Worldwide, UK & European Insurance Cover
  • Breakdown Assistance Optional
  • One policy covers all company vehicles
  • Renew one policy, rather than multiple policies (one for each company vehicle)
  • Instant coverage for your entire fleet
  • Fast response time if you need to file a claim
  • Insure your entire fleet up to 1000 or more (depending on the provider’s policy)

As you can see, there are a number of benefits to choosing fleet insurance if you have 2+ vehicles.

How Much Does Fleet Insurance Cost?

The price will vary by insurer, but you can generally count that the premium total will depend on the level of coverage you take out. The price will also be determined by the type of vehicles and drivers in your fleet.

The cost of your premium will also depend on the level of risk the insurance provider determines you present their company. Even where you park the vehicles overnight can determine how much the premium will be. For example, if the fleet is left unprotected at night, you will present an increased risk of theft, which means your premium will be higher. On the other hand, if company vehicles are parked in a secure location, your premium could be cheaper.

Other factors that may be used to determine your premium include:

  • Electric/hybrid vehicles (can lower premiums): they don’t pose as much risk since engines are usually not as powerful, plus they have lower CO2 emissions, which can also lower premiums
  • Age of drivers: those over 25, with a clean driving record, will be seen as lower risks, which can lower the premium. However, younger drivers can increase the premium. However, some providers will allow for training courses or require younger drivers to be accompanied, both of which can lower premiums.
  • Training courses for drivers: can also lower the risk and reduce premiums.
  • Regular vehicle maintenance: including daily checks on tyre pressure, oil, brakes, and keeping a service log can reduce premiums.
  • Make drivers responsible for their own excess: can also help to lower premiums
  • Security: improving the security of the fleet and individual vehicles can reduce the premium.
  • Telematics: something like a “black box” can be installed on each vehicle, which allows for monitoring driver speed, behavior, etc. This can also help reduce the premium.

The price of your fleet insurance is based on many variables, and each insurer has its own risk calculations that are used to evaluate these variables. The main thing is to figure out how to lower your risk, which will work (in most cases) to lower the cost of your premium.

Another way to keep premiums down is to do your homework. This means you’ll need to do some comparison shopping. This is not difficult—you just need to use one or more insurance comparison sites to receive fleet insurance quotes from a number of insurance providers.

Once you’ve done the comparison, note down the insurers that look like they might offer a fleet insurance plan that meets your needs. Make a list of these providers, and then contact each one personally. It’s always best to talk directly with an experienced insurance agent or broker before making such a big decision.

And remember to read through each fleet insurance policy before making your final choice on providers. This way you’ll know exactly how the policy works and will have a chance to ask questions about points that may need additional clarification. This way, you’ll be sure to buy only the type of policy that’s a good fit for your company.

Helpful Links

RHA – Road haulage Association – The only UK Trade Association Dedicated Solely to the Needs of UK Road Transport Operators.

FORS – The Fleet Operator Recognition Scheme (FORS) is a voluntary accreditation scheme for fleet operators which aims to raise the level of quality within fleet operations, and to demonstrate which operators are achieving exemplary levels of best practice in safety, efficiency, and environmental protection.

FTA –  FTA is one of the biggest business groups in the UK, supporting, shaping and standing up for efficient logistics. We are the only organisation in the UK that represents all of logistics

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