Types of Horse box Insurance
The types of insurance cover for horse boxes are detailed below.
Third Party Only (TPO) Horse box Insurance Cover
TPO covers damages as regards to Third Party properties. It’s required by the law for drivers to also help cover liability for injuries, and also liability while towing a trailer.
Third Party Fire and Theft (TPFT) Horse box Insurance Cover
TPFT covers both the elements covered by the normal third party insurance. It also provides security against theft, fire damage, and any other damages done to the vehicle.
Comprehensive Horse box Insurance Cover
Comprehensive basis offers all the coverings that TPFT offer. It also covers loss or damages done on vehicles, personal effects, damages caused by accident, medical expenses and even protects things like the vehicle’s windscreen.
However, the range of insurance for horseboxes varies. Therefore, beyond the three basic choices of insurance, there exists an HGV insurance. This is related to weight issues. Any weight under 3.5 tones can be covered by van policies.
In addition, in choosing your horsebox insurance, you can also watch out for unlimited mileage, horsebox insurance quotes, comprehensive horsebox insurance cover, and the breakdown available for the horsebox insurance cover.
Horse Trailer Insurance
Since horse trailers are expensive, it is wise that you compare horsebox insurance policies first before you get your horse trailer covered. Third party liability is best to be considered as a covering for your trailer. Although, the value of the trailer itself might not get covered.
When comparing insurance cover for horse trailers, things like liability, theft, accidental damage and loss should be considered. Also, repair, recovery and even the delivery of the trailer and its contents should be provided for.
Security should be an important consideration for insurers because horse trailers are vulnerable to theft. To ensure security, you can register your trailer on a database.