Shop & Retail Insurance | Start Your Quote Start your quote Shop & Retail Insurance One quote covering your shop, stock and liability. The form adapts to the kind of shop you run, so you only answer what's relevant. Free & no obligationQuotes in minutesBuilt around your shop 1About your shop ✓▾ Start with the type of shop, the rest of the form adjusts to suit. Business / trading name * Registered with Companies House? Pick it from the list. Sole traders & partnerships can just type their name. Type of shop or retail business * Type a few letters and pick the closest match. Do you trade from a shop or fixed premises? * A shop unit, store or retail premises you own or rent. Yes, I have a shop / retail premises No, I sell online or from home only Do you own or rent the premises? * Own (freehold) Rent / lease Mix of owned & rented Building construction type * Standard (brick / stone, tile / slate roof) Non-standard / part non-standard Flat above the shop Not sure How many shops / locations? * 1 2 3 4 5 6 to 10 10+ Security at the premises * Theft is the biggest single rating factor for shops, so this matters. Monitored alarm, CCTV & shutters Alarm & shutters Alarm only Standard locks only Do you also sell online? * No, in-store only Yes, some online sales Mostly or only online Do you sell any higher-risk stock? * Lines that affect theft and product cover. Pick the closest. None of these Alcohol or tobacco Electronics or phones Jewellery or watches Several of these Annual turnover * Up to £100,000 £100,001 to £250,000 £250,001 to £500,000 £500,001 to £1m £1m to £5m Over £5m Claims in the last 5 years? * No claims 1 claim 2 claims 3 or more claims Please complete the highlighted fields above. Continue 2Cover you need ✓▾ We pre-select the covers most shops like yours take. Add or remove anything. Buildings Contents & shop fittings Stock Frozen & chilled stock Refrigeration / equipment breakdown Business interruption Employers' liability Public liability Products liability Money / takings Glass & shopfront Stock in transit Loss of rent Legal expenses Cyber Personal accident Employee theft (fidelity) Terrorism Select at least one cover. Continue 3Cover details ✓▾ Only the sections you ticked appear here. Buildings Buildings sum insuredPlease selectUp to £250,000£250,001 to £500,000£500,001 to £1m£1m to £2.5mOver £2.5m Rebuild costPlease selectUp to £250,000£250,001 to £500,000£500,001 to £1mOver £1m Contents & shop fittings Contents sum insuredPlease selectUp to £50,000£50,001 to £100,000£100,001 to £250,000£250,001 to £500,000Over £500,000 Stock Stock sum insuredPlease selectUp to £25,000£25,001 to £100,000£100,001 to £250,000£250,001 to £500,000Over £500,000 Seasonal stock increase (peak periods)Please selectNone neededUp to 25% increaseUp to 50% increaseUp to 100% increase Frozen & chilled stock Value of refrigerated / frozen stockPlease selectUp to £5,000£5,001 to £15,000£15,001 to £50,000Over £50,000 Money & takings Cash on premises (trading hours)Please selectUp to £500£501 to £1,000£1,001 to £2,500£2,501 to £5,000Over £5,000 Cash in transit / safe overnightPlease selectNot requiredUp to £1,000£1,001 to £2,500£2,501 to £5,000Over £5,000 Glass & shopfront Shopfront glass coverPlease selectStandard shopfrontLarge / feature glazingIncludes signage & fascia Business interruption Gross profit / revenue to insurePlease selectUp to £100,000£100,001 to £250,000£250,001 to £500,000£500,001 to £1mOver £1m Indemnity periodPlease select12 months24 months36 months Employers' liability Number of employeesPlease selectNone (sole trader)1 to 34 to 1011 to 2526 to 5051+ Annual wage rollPlease selectUp to £50,000£50,001 to £150,000£150,001 to £500,000£500,001 to £1mOver £1m Public liability Limit of indemnityPlease select£1m£2m£5m£10m Products liability Limit of indemnityPlease select£1m£2m£5m£10m Loss of rent Annual rent to insurePlease selectUp to £25,000£25,001 to £50,000£50,001 to £100,000Over £100,000 Tick some covers above and the relevant questions will appear here. Please complete the highlighted fields above. Continue 4Your details ✓▾ So our insurance partners can send your quotes. Title * Please selectMrMrsMsMissDr Name * Date of birth * Mobile number * Landline number (optional) Email address * Address * Street Address Address Line 2 City Postcode When would you like cover to begin? * Any date from today up to 30 days ahead. By clicking Get My Quotes I confirm my details are correct and will reconfirm them with any provider before purchasing. I have read and agree to MyMoneyComparison's terms & conditions and privacy policy, and consent to MMC's exclusive insurance partners contacting me using the details provided. I authorise MMC to send a quote summary and renewal reminders by SMS, email or phone. I agree to the terms & conditions and privacy policy * Please complete the highlighted fields above. Get My Quotes →