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Compare Convicted Drivers TT99 Insurance Quotes
A conviction is arguably the worst calamity that can befall a driver. Apart from the stiff punishment you get, you also get a very hefty insurance. This is because many insurance brokers will increase their insurance premium if you have a driving conviction or ban.
Mymoneycomparison is here to ensure you get cheap convicted driver insurance quotes. We have a large and very detailed database of convicted driver insurance online and this helps us aptly various insurance premiums. Whether you were convicted for drunk driving, speeding ban, driving without insurance or any other vice, we got you covered.
TT99 Insurance FAQs
What Convictions Must You Declare to An Insurer?
In the process of applying for car insurance, you are required by law to declare all prior unspent convictions as this qualifies you for convicted driver insurance policy. If you do not declare every vital conviction, you might render your car insurance invalid.
Normally, a conviction becomes spent after a certain period of time and the length of this period depends on your sentence. This document properly explains all about convictions and sentence and will provide you with knowledge on when your conviction qualifies as spent. If this time elapses, you are free to ignore your conviction the next time you contact your insurance company.
Levels of Convicted Drivers Insurance Coverage
Third party Insurance: This insurance cover applies if a convicted driver is involved in an accident and is judged to be at fault. In this case, the convicted driver’s insurance covers the costs of repairing the other party’s vehicle as well as any medical cost incurred.
Third Party, Fire, And Theft: In addition to providing third-party cover, this type of convicted driver car insurance covers any loss due to theft and fire.
Comprehensive cover: This is the ultimately convicted driver insurance available. It provides security against any harm possible. It also provides for damage to the convicted driver’s vehicle even if they are responsible.
How convicted drivers can get lower insurance
After we help you compare cheap convicted driver insurance quotes, there are other techniques you can use to reduce your insurance premium.
Higher Insurance Excess
This is the portion of an insurance claim which the convicted driver willingly offers to pay. Normally, insurance firms set a compulsory excess, however, you can reduce your premium by offering to pay a higher, voluntary excess.
After we help you compare cheap convicted driver insurance quotes, we also advise you to reduce your annual mileage as drivers with higher annual mileage often pay higher premiums. If you are a convicted driver, you might be able to reduce your car insurance if your annual mileage is limited.
Even after you get cheap convicted driver insurance online, it is also a good idea to install a black box, as it can lead to cheaper insurance for convicted drivers. A black box is a small device which makes use of satellite technology to record vital information about your car. It is fitted inside the convicted driver’s car, and it records information such as acceleration habits, driving speed, mileage, and cornering. Insurance brokers often use this information to assess the risk level of the convicted driver. The implication is that a convicted driver could earn lower premiums by driving safely, maintaining low mileage, and avoiding night-time driving.
Drivers often add one or more options to their insurance policy for additional protection, but these add-ons might increase the cost of insurance premiums. Although, with our convicted driver insurance comparison, this shouldn’t be a burden on you. These options include breakdown insurance; which provides roadside assistance in the event of a breakdown, and legal expenses cover. You can also get windscreen cover, which is normally included in comprehensive policies.
ABI – Association of British Insurers – The Association of British Insurers is the leading trade association for insurers and providers of long term savings. … need to contact their insurer for a Green Card which they will need to carry on them if they wish to drive their vehicle in the EU.
BIBA – British Insurance Brokers’ Association – The British Insurance Brokers’ Association (BIBA) is the UK ‘s leading general insurance organisation.
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