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MOTORBIKE INSURANCE

Half of the customers using this comparison tool are quoted less than
£130* for bike insurance. You could be too!

 

Compare Motorbike Insurance

A motorbike is that vehicle which takes you through routes otherwise inaccessible to cars and other vans. Motorbikes are fun! Motorbikes are cool! However, motorbikes are dangerous. The protection offered is not as exhaustive as that of cars or trucks, hence, the need for motorbike insurance cover.

Insurance is a means of providing financial protection against unforeseen future damages. When you acquire bike insurance, you are insuring yourself against any physical damage which ensues in a traffic accident. Motorbike insurance also provides you with protection against any financial obligation that might arise afterward.

Whether you use your motorbike for trips out the weekend, for daily commuting or for running around, it is necessary that you compare cheap motorbike insurance quotes and cover your bike.

Compare Motorbike Insurance

A motorbike is that vehicle which takes you through routes otherwise inaccessible to cars and other vans. Motorbikes are fun! Motorbikes are cool! However, motorbikes are dangerous. The protection offered is not as exhaustive as that of cars or trucks, hence, the need for motorbike insurance cover.

Insurance is a means of providing financial protection against unforeseen future damages. When you acquire bike insurance, you are insuring yourself against any physical damage which ensues in a traffic accident. Motorbike insurance also provides you with protection against any financial obligation that might arise afterward.

Whether you use your motorbike for trips out the weekend, for daily commuting or for running around, it is necessary that you compare cheap motorbike insurance quotes and cover your bike.

bike

Why You Need Motorbike Insurance

It is a legal requirement to have a motorbike insurance in place for any motorbike you own, even if you have it locked away in your garage. This is according to a regulation stipulated by the Continuous Insurance Enforcement (CIE).

The only exception whereby your motorbike can be left uninsured is when you notify the DVLA via a Statutory off Road Notice (SORN).

If you fail to acquire appropriate bike insurance, you risk incurring a fixed penalty fee of £100 in addition to your motorbike getting seized or crushed. In some instances, you could be charged with further court prosecution and be required to pay a fine of over £1000.

In order to save time and money, you should compare cheap motorbike insurance quotes that suit your budget. This article provides detailed information on the types of motorbike insurance available.

Types of Motorbike Insurance

Third-Party Only Motorbike Insurance

This is the least level of insurance that you can legally purchase. This insurance covers the cost of damage or injury to another person (third-party) alone. This motorbike insurance, however, does not provide cover for you in person.

Third-Party Fire and Theft Motorbike Insurance

Just like the third-party insurance, it covers the cost of damage or injury to another person. However, this bike insurance also covers for theft and damages done to your motorbike by fire.

Comprehensive Cover Motorbike Insurance

This is a complete level of insurance available to motorbike users. This motorbike insurance covers the cost of damages you incur. It also covers your motorbike even if you are at fault. And if a third party is involved it covers them too.

Fire and theft are also included in this Motorbike Insurance. So, if your motorbike is damaged by fire or stolen, the insurance would cover the cost. Normally, comprehensive motorbike insurance used to be very expensive but now you can get affordable covers when you compare Cheap Motorbike Insurance Quotes.

Whether you ride Sports, Classics, or Cruisers you can always Compare Cheap Motorbike Insurance Quotes to get the best that suits whatever it is that you ride.

Compare Cheap Motorbike Insurance Quotes

The following tips would be beneficial in reducing your motorbike insurance quotes.

Security Devices

When you compare motorbike insurance, you will realize that the cost of the premium is lower when you install security devices on your bike. Insurance companies see this as a counter-measure, hence, reduce the cost of the cover.

Size of Engine

The bigger the size of your engine, the higher the cost. You should consider this when you get that Motorbike insurance. As they say, heavy is the head that wears the crown.

FAQs

Please contact the car insurance provider direct, as they will be able to help you with your question. Visit their website to find the right telephone number or email address.

  • Social, Domestic and Pleasure covers you for normal day-to-day driving, like shopping, family trips, holidays (but check whether it includes overseas holidays)
  • Commuting covers you for driving to and from a permanent place of work, or to and from a place that you park your car on the way to work.
  • Business Use allows you to use the car for your job, such as driving to meetings, between different work places, to conferences or training courses.
  • Commercial Travelling gives you cover if your job involves daily travel to clients and prospects to make sales, look after clients, etc – most usually relevant to sales people.
  • Third Party Only covers a claim by third parties (not a claim by the insured).
  • Third Party Fire and Theft covers fire damage and theft of your car and claims by third parties.
  • Comprehensive insurance covers accidental damage to your car, fire damage and theft, and claims by third parties.

Check the specification. A UK specification means that the car has been made specifically to UK specifications. A non-UK specification can be difficult to insure because parts for it may not be available in the UK. if your car is an imported car, then you will need to see our import car insurance page to get the right quote.

It’s important that you get the right deal for you, which may not necessarily be the cheapest on the list. To help you decide which is the right quote for you use our compare button. This allows you to compare lots of key policy features for up to 4 of the insurance providers on your list. In addition, there are a number of things you can think about to keep the cost of car insurance down:

  • Downsizing your car to a lower-grouped one, or one with lower engine power.
  • Fitting an alarm, tracking device or immobiliser.
  • Parking your car in a secure place overnight – preferably a locked garage.
  • Only adding additional drivers who regularly use the car. You can always add on occasional drivers at a later date.
  • Increasing your voluntary excess (the part of the claim that you pay voluntarily). This will be added to any compulsory excess that applies to your policy.

Mymoneycomparison.com also provides a service to search and compare Home Insurance, Van Insurance, Motorbike Insurance, Travel Insurance and Life Insurance and many specialist insurances. Our partner Seopa can also introduce you to providers for Pet, Health, Business and Breakdown Insurance. In addition, for Money products we provide a comparison service for Mortgages as well as Telecoms and Gas and Electricity.

You need to gather together some basic information before you are ready to get a quote. We require details of each driver you want to insure. This will include some personal information, including details of any claims or convictions. We will also require the car registration number or make and model, and details of any modifications to the car. Please rest assured that all the information you provide is totally secure.

We have teamed up with Seopa who will ask you all about the information about you, your car and your drivers, and then we automatically search our car insurance providers to find the right deals. We then present all the quotes back to you, so you can compare car insurance quotes like-for-like and choose the policy that is right for you.