Motor Trade Insurance Guide 1). Introduction Are you in a motor trade? Are you thinking about becoming involved in a motor trade? Are you new to the motor trade business? If you’ve answered yes to these questions, then you’ve come to the right place. Anyone involved...
Are you in charge of insuring a fleet of heavy goods vehicles (HVG)? Or are you looking for the cheapest quotes for an individual truck?
Learning to drive a heavy goods vehicle (HGV) can open up a world of opportunities, whether you’re delivering materials for building sites, driving a tanker containing liquids or gases, transporting livestock or delivering frozen foods.
In order to undertake this test, you must be at least 18 years old, have a full car driving licence, provide a medical report that states you are fit to drive an HGV and ensure that any vehicle you drive is insured and properly taxed.
It is also important that you have the right attitude and have respect for other people on the road. A good HGV driver will anticipate a driver’s next move, be patient with other road users and always concentrate on the road.
Looking for cheap HGV driver insurance and want to compare quotes?
My Money Comparison enables you to easily find the best commercial vehicle insurance online, including the best policies for Heavy Goods Vehicles (HGV). Whether you have an entire fleet or have less than three vehicles, we can help you find the best policy for your needs.
As with other types of vehicle insurance, you can choose from Third Party Only (TPO); Third Party, Fire and Theft; or Comprehensive insurance which provides the most coverage available. Comprehensive insurance means you’ll be covered for any loss or damage to your truck, windscreen cover, loss of personal belongings and medical expenses.
You can also choose from categories like Telematic Truck Insurance, Fleet Insurance, and commercial truck insurance, which are explained on our website.
There are many ways you can achieve cheaper HGV insurance, including employing drivers who have an impeccable record. This applies to all kinds of vehicle insurance. The cleaner the record, the less likely insurance will need to be used, therefore the cheaper it is.
Installing cameras on your vehicles can also improve your security. This will mean they’re less liable to be stolen or damaged. Similarly, keeping them in a safe place at night could lower your premium.
Paying your insurance annually rather than monthly can also make a difference. Getting a fleet insured rather than individual vehicles is also recommended.
We enable you to compare the best companies offering cheap HGV insurance.
Discover more about finding the cheapest HGV driver insurance today.